1346 Swallow Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1346 Swallow Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,389 sqft · built 1959
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (May 2021)
Tax Bill	$9,658 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`482-031-04-00`

Property Details

APN / Parcel Number

Primary APN	`482-031-04-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,389 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1346 SWALLOW DR
City	EL CAJON
State	CA
Zip	92020-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 4 TR 003847
Legal Subdivision	FLYING HILLS ESTATES
Legal Tract	003847
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1346 SWALLOW DR, EL CAJON, CA 92020-1457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Dec 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 16, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Jan 5, 2015 · Amount on Record
Deed Document Number	2021352855
Prior Transfer Date	Mar 9, 1993
Prior Transfer Doc	0000311012
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2021
Property Address	1346 SWALLOW DR, EL CAJON, CA 92020-1457
Document Number	0000352855
Map Reference	MAP 3847
Instrument Date	May 3, 2021
Instrument	2021-0352855
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1346 SWALLOW DR, EL CAJON, CA 92020-1457

Mortgage

Document Number	0000352856
Date	May 7, 2021
Instrument	2021-0352856

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 SWALLOW DR, EL CAJON, CA 92020-1457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 SWALLOW DR, EL CAJON, CA 92020-1457

Mortgage

Document Number	0000676124
Date	Oct 30, 2020
Instrument	2020-0676124

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 SWALLOW DR, EL CAJON, CA 92020-1457
Document Number	0000610843
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1346 SWALLOW DR EL CAJON CA 920201457, EL CAJON, CA 92020-1457

Mortgage

Document Number	0000610843
Date	Dec 30, 2019
Instrument	610843

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 SWALLOW DR, EL CAJON, CA 92020-1457
Document Number	0000153174
Instrument Date	Apr 21, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1346 SWALLOW DR EL CAJON CA 920201457, EL CAJON, CA 92020-1457

Mortgage

Document Number	0000153174
Date	Apr 26, 2019
Instrument	153174

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 SWALLOW DR, EL CAJON, CA 92020-1457
Document Number	0000069905
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1346 SWALLOW DR EL CAJON CA 920201457, EL CAJON, CA 92020-1457

Mortgage

Document Number	0000069905
Date	Feb 22, 2018
Instrument	69905

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$789,413 (+2%) Land $517,976 Building $271,437
2025	$9,658.00 (+1.82%)	$773,935 (+4.04%) Land $507,820 Building $266,115
2023	$9,485.00 (+1.62%)	$743,884 Land $488,101 Building $255,783
2022	$9,334.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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