1398 Oak Ln, Thomson, GA 30824 Property Records

McDuffie County property record for 1398 Oak Ln, Thomson, GA 30824

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,647 sqft · built 2021
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$239,900 (May 2022)
Tax Bill$2,568 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0040F 00000 014 000

Property Details

APN / Parcel Number

Primary APN0040F 00000 014 000
Alternative APN
  • 3094

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,647 sqft Heated Area
1st Floor Area1,647 sqft
FlooringWood
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area21,344 sqft (0.49 acres)
Garage Area400 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3094
Street Address1398 OAK LN
CityTHOMSON
StateGA
Zip30824-4182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1398 HARRISON DR EXT
Legal SubdivisionNORTHVIEW ACRES
Legal Lot Number14
JurisdictionMCDUFFIE GA
Township / Civil DivisionTHOMSON
Census Block Group1
Census Block1035
Census Tract950200

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1398 OAK LN, THOMSON, GA 30824-4182
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Commercial Mortgage
COLONY BANK
May 13, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleDec 20, 2013 · Amount on Record
Deed Document Number2022391
Deed Book / Page719 / 240
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDUFFIE GA
Property Address1398 OAK LN, THOMSON, GA 30824-4182
Transaction TypeMortgage
Record UpdatedApr 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1398 HARRISON DR EXT
InvestorPossibly a Property Investor

Mortgage

Document Number0000000707/0000000811
DateSep 10, 2021
Book Page0000000707/0000000811
Lender
NameCOLONY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2022

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateMay 13, 2022
Property Address1398 OAK LN, THOMSON, GA 30824-4182
Document Number000719/240
Book / Page719 / 240
Instrument DateMay 13, 2022
Instrument2022-000391
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1398 OAK LN, THOMSON, GA 30824-4182

Mortgage

Document Number0000000719/0000000243
DateMay 13, 2022
Book Page0000000719/0000000243
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyMcDuffie County
MunicipalityThomson City
Unified School DistrictMcDuffie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,569 (+5.57%) Land $6,671 Building $100,898$268,923 (+5.57%) Land $16,677 Building $252,246
2025$2,568.00 (+2.15%) Homeowner's exemption Senior Citizen's exemption$101,891 (+5.15%) Land $6,508 Building $95,383$254,727 (+5.15%) Land $16,270 Building $238,457
2024$2,514.00 (+33.16%) Homeowner's exemption Senior Citizen's exemption$96,898 (+4.27%) Land $6,320 Building $90,578$242,244 (+4.26%) Land $15,800 Building $226,444
2023$1,888.00 (+21.34%)$92,934 (+104.84%) Land $6,000 Building $86,934$232,336 (+104.84%) Land $15,000 Building $217,336
2022$1,556.00$45,369 Land $6,000 Building $39,369$113,423 Land $15,000 Building $98,423

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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