McDuffie County property record for 1386 Oak Ln, Thomson, GA 30824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,592 sqft · built 2021 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,900 (Apr 2022) |
| Tax Bill | $2,907 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040F 00000 013 000 |
| Primary APN | 0040F 00000 013 000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Heated Area |
| 1st Floor Area | 1,592 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3093 |
|---|---|
| Street Address | 1386 OAK LN |
| City | THOMSON |
| State | GA |
| Zip | 30824-4182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1386 HARRISON DR EXT |
| Legal Subdivision | NORTHVIEW ACRES |
| Legal Lot Number | 13 |
| Jurisdiction | MCDUFFIE GA |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950200 |
1386 Oak Ln is owned and occupied by two individuals who bought it in April 2022.
Source: McDuffie County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1386 OAK LN, THOMSON, GA 30824-4182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK |
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on File |
| Deed Sale | Apr 29, 2022 · Amount on File |
| Prior Sale | Dec 20, 2013 · Amount on File |
| Deed Document Number | 2022352 |
| Deed Book / Page | 718 / 665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 1386 OAK LN, THOMSON, GA 30824-4182 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1386 HARRISON DR EXT |
| Investor | Possibly a Property Investor |
| Document Number | 0000000707/0000000820 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 0000000707/0000000820 |
| Name | COLONY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 1386 OAK LN, THOMSON, GA 30824-4182 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1386 OAK LN, THOMSON, GA 30824-4182 |
| Document Number | 0000000718/0000000668 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 0000000718/0000000668 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1386 Oak Ln was $2,907 with a homeowner's exemption, up 1.6% from the year before.
Source: McDuffie County assessment roll, as of January 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | McDuffie County |
| Municipality | Thomson City |
| Unified School District | McDuffie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,667 (+5.58%) Land $6,671 Building $98,996 | $264,166 (+5.58%) Land $16,677 Building $247,489 | |
| 2025 | $2,907.00 (+1.57%) Homeowner's exemption | $100,079 (+5.15%) Land $6,508 Building $93,571 | $250,198 (+5.15%) Land $16,270 Building $233,928 |
| 2024 | $2,862.00 (+27.65%) Homeowner's exemption | $95,174 (+4.26%) Land $6,320 Building $88,854 | $237,935 (+4.26%) Land $15,800 Building $222,135 |
| 2023 | $2,242.00 (+47.69%) | $91,284 (+106.11%) Land $6,000 Building $85,284 | $228,210 (+106.11%) Land $15,000 Building $213,210 |
| 2022 | $1,518.00 | $44,290 Land $6,000 Building $38,290 | $110,724 Land $15,000 Building $95,724 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1386 Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1386 Oak Ln is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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