McDuffie County property record for 1397 Oak Ln, Thomson, GA 30824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,452 sqft · built 2021 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Dec 2013) |
| Tax Bill | $2,921 (2025) |
| Deeds & Mortgages | Nov 2009 Construction Loan Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040F 00000 019 000 |
| Primary APN | 0040F 00000 019 000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,452 sqft Heated Area |
| 1st Floor Area | 1,452 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3099 |
|---|---|
| Street Address | 1397 OAK LN |
| City | THOMSON |
| State | GA |
| Zip | 30824-4182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1397 OAK LN NE |
| Legal Subdivision | NORTHVIEW ACRES |
| Legal Lot Number | 19 |
| Jurisdiction | MCDUFFIE GA |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950200 |
Source: McDuffie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1397 OAK LN, THOMSON, GA 30824-4182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2009 | Deed of Trust, Mortgage · Construction Mortgage BRANCH BANKING AND TRUST CO |
| Sep 24, 2025 | Limited Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| May 4, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK |
| Dec 30, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NEWREZ |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2013 · Amount on Record |
| Deed Sale | Dec 20, 2013 · Amount on Record |
| Prior Sale | Apr 5, 2012 · Amount on Record |
| Deed Document Number | 2013719 |
| Deed Book / Page | 616 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 1397 OAK LN, THOMSON, GA 30824-4182 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000534/518 |
|---|---|
| Date | Nov 24, 2009 |
| Book Page | 534/518 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | MILLEDGEVILLE, GA 31061 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 24, 2010 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Sep 24, 2025 |
| Property Address | 1397 OAK LN, THOMSON, GA 30824-4182 |
| Document Number | 000763/983 |
| Book / Page | 763 / 983 |
| Instrument Date | Sep 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1397 OAK LN, THOMSON, GA 30824-4182 |
| Document Number | 0000763986 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 763/986 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 1397 OAK LN, THOMSON, GA 30824-4182 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1397 HARRISON DR EXT |
| Investor | Possibly a Property Investor |
| Document Number | 0000000701/0000000718 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 0000000701/0000000718 |
| Name | COLONY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Dec 30, 2021 |
| Property Address | 1397 OAK LN, THOMSON, GA 30824-4182 |
| Document Number | 000713/444 |
| Book / Page | 713 / 444 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2021-001091 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1397 OAK LN, THOMSON, GA 30824-4182 |
| Document Number | 0000713451 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 713/451 |
| Name | NEWREZ |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: McDuffie County assessment roll, as of January 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | McDuffie County |
| Municipality | Thomson City |
| Unified School District | McDuffie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,351 (+26.88%) Land $6,671 Building $111,680 | $295,876 (+26.88%) Land $16,677 Building $279,199 | |
| 2025 | $2,921.00 (+3.84%) | $93,280 (+5.14%) Land $6,508 Building $86,772 | $233,201 (+5.14%) Land $16,270 Building $216,931 |
| 2024 | $2,813.00 (+1.37%) | $88,724 (+4.24%) Land $6,320 Building $82,404 | $221,810 (+4.24%) Land $15,800 Building $206,010 |
| 2023 | $2,775.00 (+10.73%) | $85,119 (+13.49%) Land $6,000 Building $79,119 | $212,797 (+13.49%) Land $15,000 Building $197,797 |
| 2022 | $2,506.00 | $75,001 Land $6,000 Building $69,001 | $187,503 Land $15,000 Building $172,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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