13951 Umbria Way, Poway, CA 92064 Property Records

San Diego County property record for 13951 Umbria Way, Poway, CA 92064 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 4,937 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$1,100,000 (May 2002)
Tax Bill	$19,117 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`278-442-50-00`

Property Details

APN / Parcel Number

Primary APN	`278-442-50-00`
Alternative APN	`2781707300`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	4,937 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	2781707300
Street Address	13951 UMBRIA WAY
City	POWAY
State	CA
Zip	92064-2292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 1 TR PM09766
Legal Subdivision	CITY OF POWAY
Legal Tract	9766
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17053

Owner

Source: San Diego County records · APN 278-442-50-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13951 UMBRIA WAY, POWAY, CA 92064-2292
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2002 · Amount on Record
Deed Sale	May 16, 2002 · Amount on Record
Prior Sale	Dec 09, 1999 · Amount on Record
Deed Document Number	2002418531
Last Transfer Date	Jul 08, 2011
Transfer Doc	0000355804
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13951 UMBRIA WAY, POWAY, CA 92064-2292
Document Number	0000312673
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 07, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13951 UMBRIA WAY POWAY CA 920642292, POWAY, CA 92064-2292

Mortgage

Document Number	0000312673
Date	Jul 30, 2019
Instrument	312673

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,727,392 (+2%) Land $813,690 Building $913,702
2025	$19,117.00 (+4.92%) Homeowner's exemption	$1,693,523 (+4.04%) Land $797,736 Building $895,787
2023	$18,221.00 (+1.7%) Homeowner's exemption	$1,627,763 Land $766,760 Building $861,003
2022	$17,917.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170532, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 34% of California
Wildfire Likelihood	About 1 in 667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.