1395 Rainfall Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 1395 Rainfall Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,780 sqft · built 2016
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Jun 2020)
Tax Bill	$6,186 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`128-000-549`

Property Details

APN / Parcel Number

Primary APN	`128-000-549`
Alternative APNs	`0000225853` `128 549`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,780 sqft Living Area
Basement Area	1,649 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	184 sqft
Deck Area	Deck Area
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000225853
Street Address	1395 RAINFALL CT
City	CUMMING
State	GA
Zip	30040-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	2-1 57-88 LT 255 THORNGATE - UN 5
Legal Subdivision	THORNGATE UN 5
Legal Block	5
Legal Lot Number	255
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1017
Census Tract	130410

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1395 RAINFALL CT, CUMMING, GA 30040-8404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Jun 25, 2020	Deed of Trust, Transfer · Conventional with PMI PENNYMAC
Aug 29, 2018	Grant Deed, Transfer ATTORNEY ONLY
Oct 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	20205763
Deed Book / Page	9431 / 330
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1395 RAINFALL CT, CUMMING, GA 30040-8404
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082910304
Date	Aug 10, 2017
Book Page	8291/304
Instrument	16041170021

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

June 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1395 RAINFALL CT, CUMMING, GA 30040-8404
Document Number	0094310331
Instrument Date	Jun 25, 2020
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 RAINFALL CT CUMMING GA 30040, CUMMING, GA 30040

Mortgage

Document Number	0094310331
Date	Jun 29, 2020
Book Page	009431/000331

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Aug 29, 2018
Property Address	1395 RAINFALL CT, CUMMING, GA 30040-8404
Document Number	0086600666
Book / Page	008660 / 000666
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$419.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Oct 4, 2017
Property Address	1395 RAINFALL CT, CUMMING, GA 30040-8404
Document Number	0083480231
Book / Page	008348 / 000231
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Nov 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,186.00 (+18.35%)	$293,472 (+13.39%) Land $74,000 Building $219,472	$733,680 (+13.39%) Land $185,000 Building $548,680
2023	$5,227.00 (+0.75%)	$258,812 (+51.88%) Land $60,000 Building $198,812	$647,030 (+51.88%) Land $150,000 Building $497,030
2022	$5,188.00	$170,400 Land $39,320 Building $131,080	$426,000 Land $98,300 Building $327,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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