1380 Rainfall Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 1380 Rainfall Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,014 sqft · built 2020
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$424,900 (Feb 2021)
Tax Bill	$6,633 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`128-000-553`

Property Details

APN / Parcel Number

Primary APN	`128-000-553`
Alternative APNs	`0000225855` `128 553`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,014 sqft Living Area
Basement Area	1,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Construction Type	Wood
Lot Area	18,731 sqft (0.43 acres)
Garage Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000225855
Street Address	1380 RAINFALL CT
City	CUMMING
State	GA
Zip	30040-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	2-1 57 LT 259 THORNGATE - UN 5
Legal Subdivision	THORNGATE UN 5
Legal Block	5
Legal Lot Number	259
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1017
Census Tract	130410

Owner

1380 Rainfall Ct is owned and occupied by two individuals who bought it in February 2021.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1380 RAINFALL CT, CUMMING, GA 30040-8404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Warranty Deed, Transfer · FHA Mortgage TIAA FEDERAL SAVINGS BANK
Jul 8, 2019	Trustee's Deed, Construction Loan · Construction Mortgage AMERIS BK
Feb 27, 2019	Grant Deed, Mortgage CLARIDGE THORNGATE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Deed Document Number	20211957
Deed Book / Page	9964 / 81
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Feb 22, 2021
Property Address	1380 RAINFALL CT, CUMMING, GA 30040-8404
Document Number	0099640081
Book / Page	9964 / 81
Instrument Date	Feb 22, 2021
Instrument	2021-001957
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380 RAINFALL CT, CUMMING, GA 30040-8404

Mortgage

Document Number	0099640000000082
Date	Feb 24, 2021
Book Page	0000009964/0000000082

Lender

Name	TIAA FEDERAL SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORSYTH GA
Recording Date	Jul 8, 2019
Property Address	1380 RAINFALL CT, CUMMING, GA 30040-8404
Document Number	0089470487
Book / Page	008947 / 000487
Instrument Date	Jul 2, 2019
Transaction Type	Construction Loan
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5955 CARNEGIE BLVD #225 CHARLOTTE NC 282094679, 225, CHARLOTTE, NC 28209-4679

Mortgage

Document Number	89470487
Date	Jul 8, 2019
Book Page	008947/000487

Lender

Name	AMERIS BK
Type	Bank
Address	POOLER, GA 31322

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 7, 2020

February 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Feb 27, 2019
Property Address	1380 RAINFALL CT, CUMMING, GA 30040-8404
Document Number	0088090082
Book / Page	008809 / 000082
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5955 CARNEGIE BLVD #225 CHARLOTTE NC 282094679, 225, CHARLOTTE, NC 28209-4679

Mortgage

Document Number	88090082
Date	Feb 27, 2019
Book Page	008809/000082

Lender

Name	CLARIDGE THORNGATE LLC
Address	7610 QUAIL PARK DR, CHARLOTTE, NC 28210-6924

Agreement

Amount	Amount on Record
Term	36 Months
Due	Feb 26, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1380 Rainfall Ct was $6,633.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,633.00	$270,528 Land $74,000 Building $196,528	$676,320 Land $185,000 Building $491,320
2023	$5,982.00 (+32.26%)	$243,048 (+123.21%) Land $60,000 Building $183,048	$607,620 (+123.21%) Land $150,000 Building $457,620
2022	$4,523.00	$108,888 Land $40,000 Building $68,888	$272,220 Land $100,000 Building $172,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1380 Rainfall Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1380 Rainfall Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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