1375 Rainfall Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 1375 Rainfall Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,002 sqft · built 2017
Lot Size	1.58 acres (69,260 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (May 2026)
Tax Bill	$5,759 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`128-000-551`

Property Details

APN / Parcel Number

Primary APN	`128-000-551`
Alternative APNs	`000000018893` `0000217047` `128 551`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	4,002 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Other
Construction Type	Wood
Lot Area	69,260 sqft
Garage Area	460 sqft
Porch	Porch
Porch Area	104 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000217047
Street Address	1375 RAINFALL CT
City	CUMMING
State	GA
Zip	30040-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	2-1 57-88 LT 257 THORNGATE - UN 5
Legal Subdivision	THORNGATE UN 5
Legal Block	5
Legal Lot Number	257
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1017
Census Tract	130410

Owner

Source: Forsyth County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1375 RAINFALL CT, CUMMING, GA 30040-8404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Special Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE AND FINANCE, INC
Nov 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
May 9, 2018	Grant Deed, Transfer · Conventional with PMI PREMIA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	11860 / 739
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	May 19, 2026
Property Address	1375 RAINFALL CT, CUMMING, GA 30040-8404
Document Number	1186000739
Book / Page	11860 / 739
Instrument Date	May 18, 2026
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 RAINFALL CT, CUMMING, GA 30040-8404
Investor	Possibly a Property Investor

Mortgage

Document Number	1186000742,
Date	May 19, 2026
Book Page	11860/742

Lender

Name	VANDERBILT MORTGAGE AND FINANCE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1375 RAINFALL CT, CUMMING, GA 30040-8404
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 RAINFALL CT, CUMMING, GA 30040-8404

Mortgage

Document Number	0108820000000516
Date	Nov 28, 2022
Book Page	0000010882/0000000516

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1375 RAINFALL CT, CUMMING, GA 30040-8404
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 RAINFALL CT, CUMMING, GA 30040-8404

Mortgage

Document Number	0100090000000729
Date	Mar 15, 2021
Book Page	0000010009/0000000729

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1375 RAINFALL CT, CUMMING, GA 30040-8404
Document Number	0093770594
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1375 RAINFALL CT CUMMING GA 300408404, CUMMING, GA 30040-8404

Mortgage

Document Number	0093770594
Date	May 28, 2020
Book Page	009377/000594

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	May 9, 2018
Property Address	1375 RAINFALL CT, CUMMING, GA 30040-8404
Document Number	0085490743
Book / Page	008549 / 000743
Instrument Date	May 4, 2018
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 RAINFALL CT CUMMING GA 300408404, CUMMING, GA 30040-8404

Mortgage

Document Number	85490744
Date	May 9, 2018
Book Page	008549/000744

Lender

Name	PREMIA MTG
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,759.00 (-0.19%) Homeowner's exemption Additional exemption filed	$273,564 (+11.39%) Land $74,000 Building $199,564	$683,910 (+11.39%) Land $185,000 Building $498,910
2024	$5,770.00 (+16.19%)
2023	$4,966.00 (+0.51%) Homeowner's exemption	$245,600 (+48.21%) Land $60,000 Building $185,600	$614,000 (+48.21%) Land $150,000 Building $464,000
2022	$4,941.00 Homeowner's exemption	$165,708 Land $40,000 Building $125,708	$414,270 Land $100,000 Building $314,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Rainfall Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures