1394 Deepwater Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 1394 Deepwater Cir, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,275 sqft · built 2024
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Aug 2024)
Tax Bill$4,954 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Aug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689954-002260

Property Details

APN / Parcel Number

Primary APN26-29-18-689954-002260
Alternative APN
  • 182926689954002260

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,275 sqft Living Area
Gross Area2,675 sqft
1st Floor Area930 sqft
Upper Floors Area1,345 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area4,400 sqft (0.101 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area60 sqft

Location & Zoning

Street Address1394 DEEPWATER CIR
CityEAGLE LAKE
StateFL
Zip33839-5122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD II PB 198 PG 41-44 LOT 226
Legal SubdivisionRANCHES AT LAKE MECLEOD II
Legal Block2
Legal Lot Number226
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1394 DEEPWATER CIR, EAGLE LAKE, FL 33839-5122
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 1, 2024Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2024 · Amount on Record
Deed SaleAug 1, 2024 · Amount on Record
Deed Document Number2024177285
Deed Book / Page13212 / 1581
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1394 DEEPWATER CIR, EAGLE LAKE, FL 33839-5122
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1394 DEEPWATER CIR, EAGLE LAKE, FL 33839-5122

Mortgage

Document Number0000037075
DateFeb 18, 2025
Book Page13437/482
Instrument2025037075
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueAug 1, 2054

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 1, 2024
Property Address1394 DEEPWATER CIR, EAGLE LAKE, FL 33839-5122
Document Number0000177285
Book / Page13212 / 1581
Map ReferenceMB 198 PG 41
Instrument DateJul 30, 2024
Instrument2024177285
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address1394 DEEPWATER CIR, EAGLE LAKE, FL 33839-5122

Mortgage

Document Number0132121585
DateAug 1, 2024
Instrument13212/1585
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,077 (-2.66%) Land $50,000 Building $194,077$244,077 (-2.66%) Land $50,000 Building $194,077
2025$4,954.00$250,739 Land $50,000 Building $200,739$250,739 Land $50,000 Building $200,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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