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1382 Deepwater Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 1382 Deepwater Cir, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,643 sqft · built 2024
Lot Size0.101 acres (4,400 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Jul 2024)
Tax Bill$5,469 (2025)
Deeds & MortgagesAug 2025 Mortgage
Jul 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN26-29-18-689954-002290

Property Details

APN / Parcel Number

Primary APN26-29-18-689954-002290
Alternative APN
  • 182926689954002290

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,643 sqft Living Area
Gross Area3,023 sqft
1st Floor Area1,125 sqft
Upper Floors Area1,518 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area4,400 sqft (0.101 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area380 sqft
PorchUnfinished Open Porch
Porch Area66 sqft

Location & Zoning

Street Address1382 DEEPWATER CIR
CityEAGLE LAKE
StateFL
Zip33839-5122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD II PB 198 PG 41-44 LOT 229
Legal SubdivisionRANCHES AT LAKE MECLEOD II
Legal Block2
Legal Lot Number229
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4625 OLD WINTER GARDEN RD, A6, ORLANDO, FL 32811-1777
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
A&D MORTGAGE LLC
Jul 30, 2024Special Warranty Deed, Transfer · Line of Credit
VICTORY CAPITAL GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Deed Document Number2024174988
Deed Book / Page13209 / 603
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1382 DEEPWATER CIR, EAGLE LAKE, FL 33839-5122
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3807 NORBURY CT, ORLANDO, FL 32835-2653

Mortgage

Document Number0000196825
DateAug 22, 2025
Book Page13671/680
Instrument2025196825
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

July 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJul 30, 2024
Property Address1382 DEEPWATER CIR, EAGLE LAKE, FL 33839-5122
Document Number0000174988
Book / Page13209 / 603
Map ReferenceMB 198 PG 41
Instrument DateJul 22, 2024
Instrument2024174988
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address4625 OLD WINTER GARDEN RD STE A6, A6, ORLANDO, FL 32811-1777

Mortgage

Document Number0013209607
DateJul 30, 2024
Instrument13209/607
Lender
NameVICTORY CAPITAL GROUP LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term25 Months
DueAug 1, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,207 (-2.74%) Land $50,000 Building $219,207$269,207 (-2.74%) Land $50,000 Building $219,207
2025$5,469.00$276,803 Land $50,000 Building $226,803$276,803 Land $50,000 Building $226,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Hotwire Communications
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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