1. Home
  2. Florida
  3. Polk County
  4. Eagle Lake
  5. Deepwater Cir

1405 Deepwater Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 1405 Deepwater Cir, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,140 sqft · built 2024
Lot Size0.164 acres (7,157 sqft)
OwnerIndividual Name on File
Last Sale$334,000 (May 2024)
Tax Bill$5,059 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689954-001490

Property Details

APN / Parcel Number

Primary APN26-29-18-689954-001490
Alternative APN
  • 182926689954001490

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,140 sqft Living Area
Gross Area2,540 sqft
1st Floor Area1,054 sqft
Upper Floors Area1,086 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,157 sqft (0.164 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area188 sqft

Location & Zoning

Street Address1405 DEEPWATER CIR
CityEAGLE LAKE
StateFL
Zip33839-5122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD II PB 198 PG 41-44 LOT 149
Legal SubdivisionRANCHES AT LAKE MECLEOD II
Legal Block2
Legal Lot Number149
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

1405 Deepwater Cir is owned by an individual who bought it in May 2024.

Source: Polk County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address2235 BRONCO DR, SAINT CLOUD, FL 34771-9532
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2024 · Amount on File
Deed SaleMay 28, 2024 · Amount on File
Deed Document Number2024121966
Deed Book / Page13129 / 2200
Record UpdatedOct 29, 2026

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMay 28, 2024
Property Address1405 DEEPWATER CIR, EAGLE LAKE, FL 33839-5122
Document Number0000121966
Book / Page13129 / 2200
Map ReferenceMB 198 PG 41
Instrument DateMay 17, 2024
Instrument2024121966
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,338.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address2235 BRONCO DR, SAINT CLOUD, FL 34771-9532

Mortgage

Document Number0000121969
DateMay 28, 2024
Book Page13129/2207
Instrument2024121969
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
AddressSALT LAKE CITY, UT 84123
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.87%
Type Change DateJun 1, 2029
Change Frequency6 Months
Min Rate At Change7.87%
Max Rate At Change9.87%
IndexSOFR Average 30-Day
Max Rate12.8%

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Deepwater Cir was $5,059.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,182 (-2.68%) Land $56,000 Building $193,182$249,182 (-2.68%) Land $56,000 Building $193,182
2025$5,059.00$256,050 Land $56,000 Building $200,050$256,050 Land $56,000 Building $200,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Deepwater Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Deepwater Cir is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Hotwire Communications
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Deepwater Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures