1394 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1394 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1974
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Oct 2022)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-25-2`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-25-2`
Alternative APNs	`28-37-21-KY-00025.0-0002.00` `2830301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,438 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gambrel
Roof Material	Built-Up Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Porch	Florida Room
Porch Area	366 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830301
Street Address	1394 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 2 BLK 25
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	25
Legal Lot Number	2
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2005
Census Tract	65131

Owner

1394 Cromey Rd NE is owned and occupied by an individual who bought it in October 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1394 CROMEY RD NE, PALM BAY, FL 32905-3812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Oct 24, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Jul 28, 2015 · Amount on File
Deed Document Number	2022253763
Deed Book / Page	9640 / 2567
Prior Transfer Date	Jun 13, 2014
Prior Transfer Doc	0071830043
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1394 CROMEY RD NE, PALM BAY, FL 32905-3812
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1394 CROMEY RD NE, PALM BAY, FL 32905-3812

Mortgage

Document Number	0105471247
Date	Feb 16, 2026
Book Page	10547/1247
Instrument	2026030485

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 4, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 24, 2022
Property Address	1394 CROMEY RD NE, PALM BAY, FL 32905-3812
Document Number	0096402567
Book / Page	9640 / 2567
Map Reference	MB 24 PG 25
Instrument Date	Oct 21, 2022
Instrument	2022253763
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2190 FOREST KNOLL DR NE APT 103, 2190, PALM BAY, FL 32905-8633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1394 CROMEY RD NE, PALM BAY, FL 32905-3812

Tax Assessment & Valuation

The 2025 property tax bill for 1394 Cromey Rd NE was $1,485 with a homeowner's exemption, up 3.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,770 (+2.7%)	$231,080 (-4.87%)
2025	$1,485.00 (+3.05%) Homeowner's exemption	$118,570	$242,900
2024	$1,441.00 (+3.3%)
2023	$1,395.00 (+8.48%) Homeowner's exemption	$111,880 (+4.66%)	$242,010 (+11.75%) Land $55,000 Building $187,010
2022	$1,286.00 Homeowner's exemption	$106,900	$216,570 Land $50,000 Building $166,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1394 Cromey Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1394 Cromey Rd NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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