1378 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1378 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1976
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Nov 2020)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-25-5`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-25-5`
Alternative APNs	`28-37-21-KY-00025.0-0005.00` `2830304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	308 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	20 sqft
Deck Area	472 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830304
Street Address	1378 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 5 BLK 25
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	25
Legal Lot Number	5
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2005
Census Tract	65131

Owner

1378 Cromey Rd NE is owned and occupied by an individual who bought it in November 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1378 CROMEY RD NE, PALM BAY, FL 32905-3812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Deed Document Number	2020259908
Deed Book / Page	8926 / 1202
Prior Transfer Date	May 21, 2009
Prior Transfer Doc	0059542848
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 19, 2020
Property Address	1378 CROMEY RD NE, PALM BAY, FL 32905-3812
Document Number	0089261202
Book / Page	8926 / 1202
Map Reference	MB 24 PG 25
Instrument Date	Nov 16, 2020
Instrument	2020259908
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5470 SAND LAKE DR, 5470, MELBOURNE, FL 32934-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CONSTITUTION RD, CHARLESTOWN, MA 02129-2008

Mortgage

Document Number	89261203
Date	Nov 19, 2020
Instrument	8926/1203

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1378 Cromey Rd NE was $3,443 with a homeowner's exemption, down 1.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,720 (-6.26%)	$212,720 (-6.26%)
2025	$3,443.00 (-1.29%) Homeowner's exemption	$226,930	$226,930
2024	$3,488.00 (+2.29%)
2023	$3,410.00 (+3.55%) Homeowner's exemption	$220,860 (+3%)	$229,460 (+7.01%) Land $55,000 Building $174,460
2022	$3,293.00 Homeowner's exemption	$214,430 Land $50,000 Building $164,430	$214,430 Land $50,000 Building $164,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1378 Cromey Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1378 Cromey Rd NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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