1385 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1385 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1974
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Sep 2019)
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-26-4`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-26-4`
Alternative APNs	`28-37-21-KY-00026.0-0004.00` `2830320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	252 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	112 sqft
Deck Area	405 sqft
Patio Area	280 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830320
Street Address	1385 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 4 BLK 26
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	26
Legal Lot Number	4
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2003
Census Tract	65131

Owner

1385 Cromey Rd NE is owned and occupied by two individuals who acquired it in September 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1385 CROMEY RD NE, PALM BAY, FL 32905-3811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 13, 2019	Warranty Deed, Transfer ECHELON TITLE SERVICES LLC, ECHELON TITLE SVCS LLC
Oct 10, 2017	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Prior Sale	Aug 2, 2000 · Amount on File
Deed Document Number	2019200423
Deed Book / Page	8537 / 1155
Last Transfer Date	Sep 22, 2020
Transfer Doc	0088642606
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 24, 2020
Property Address	1385 CROMEY RD NE, PALM BAY, FL 32905-3811
Document Number	0088642606
Book / Page	008864 / 002606
Instrument Date	Sep 22, 2020
Instrument	208535
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1385 CROMEY RD NE PALM BAY FL 329053811, PALM BAY, FL 32905-3811

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 13, 2019
Property Address	1385 CROMEY RD NE, PALM BAY, FL 32905-3811
Document Number	0085371155
Book / Page	008537 / 001155
Instrument Date	Sep 10, 2019
Instrument	200423
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ECHELON TITLE SERVICES LLC, ECHELON TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,414.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1385 CROMEY RD NE PALM BAY FL 329053811, PALM BAY, FL 32905-3811

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	1385 CROMEY RD NE, PALM BAY, FL 32905-3811
Document Number	0080562695
Book / Page	008056 / 002695
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 CROMEY RD NE PALM BAY FL 329053811, PALM BAY, FL 32905-3811

Mortgage

Document Number	0080562695
Date	Dec 27, 2017
Book Page	008056/002695
Instrument	268255

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 26, 2042

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1385 Cromey Rd NE was $2,741 with a homeowner's exemption, up 2.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,140 (+2.7%)	$233,870 (-5.37%)
2025	$2,741.00 (+2.58%) Homeowner's exemption	$188,070	$247,140
2024	$2,672.00 (+2.49%)
2023	$2,607.00 (+3.99%) Homeowner's exemption	$177,450 (+2.99%)	$251,900 (+6.67%) Land $55,000 Building $196,900
2022	$2,507.00 Homeowner's exemption	$172,290	$236,150 Land $50,000 Building $186,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1385 Cromey Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1385 Cromey Rd NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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