13931 Simko Ranch Ln, Galt, CA 95632 Property Records

Sacramento County property record for 13931 Simko Ranch Ln, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,548 sqft · built 2004
Lot Size2.01 acres (87,556 sqft)
Owner2 Individual Names on File
Last Sale$389,000 (Mar 2010)
Tax Bill$6,294 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN148-0960-006-0000

Property Details

APN / Parcel Number

Primary APN148-0960-006-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,548 sqft Living Area
1st Floor Area3,548 sqft
Bonus RoomBonus Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area87,556 sqft
Garage Area907 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address13931 SIMKO RANCH LN
CityGALT
StateCA
Zip95632-9023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-2
Legal DescriptionSIMKO RANCH, LOT 6
Legal SubdivisionSIMKO RANCH
Legal Lot Number6
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1018
Census Tract9502

Owner

13931 Simko Ranch Ln is owned and occupied by two individuals who bought it in March 2010.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address13931 SIMKO RANCH LN, GALT, CA 95632-9023
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2010 · Amount on File
Deed SaleMar 22, 2010 · Amount on File
Prior SaleJul 30, 2009 · Amount on File
Deed Book / Page20100322 / 1280
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address13931 SIMKO RANCH LN, GALT, CA 95632-9023
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyFIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13931 SIMKO RANCH LN, GALT, CA 95632-9023

Mortgage

Document Number0000003365
DateFeb 16, 2021
Instrument202102163365
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13931 Simko Ranch Ln was $6,294, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$553,815 (+2%) Land $168,522 Building $385,293
2025$6,294.00 (+4.43%)$542,957 Land $165,218 Building $377,739
2024$6,027.00 (+2.31%)
2023$5,891.00 (+4.19%)$521,875 Land $158,803 Building $363,072
2022$5,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13931 Simko Ranch Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13931 Simko Ranch Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Softcom Internet Communications
Fixed Wireless
400 / 50
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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