13901 Simko Ranch Ln, Galt, CA 95632 Property Records

Sacramento County property record for 13901 Simko Ranch Ln, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,392 sqft · built 2004
Lot Size2.11 acres (92,347 sqft)
OwnerCompany Name on Record
Last Sale$620,000 (Mar 2005)
Tax Bill$10,841 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN148-0960-003-0000

Property Details

APN / Parcel Number

Primary APN148-0960-003-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,392 sqft Living Area
1st Floor Area2,392 sqft
Bonus RoomBonus Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area92,347 sqft
Garage Area585 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address13901 SIMKO RANCH LN
CityGALT
StateCA
Zip95632-9023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-2
Legal DescriptionSIMKO RANCH, LOT 3
Legal SubdivisionSIMKO RANCH
Legal Lot Number3
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1018
Census Tract9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13901 SIMKO RANCH LN, GALT, CA 95632-9023
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2005 · Amount on Record
Deed SaleMar 7, 2005 · Amount on Record
Prior SaleJan 15, 2004 · Amount on Record
Deed Book / Page20050307 / 450
Last Transfer DateJun 22, 2016
Transfer Doc0000000020
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address13901 SIMKO RANCH LN, GALT, CA 95632-9023
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13901 SIMKO RANCH LN, GALT, CA 95632-9023

Mortgage

Document Number0000000309
DateFeb 22, 2021
Instrument202102220309
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$964,254 (+2%) Land $355,438 Building $608,816
2025$10,841.00 (+4.47%) Homeowner's exemption$945,348 (+4.04%) Land $348,469 Building $596,879
2024$10,377.00 (+2.07%)
2023$10,167.00 (+4.21%) Homeowner's exemption$908,641 Land $334,939 Building $573,702
2022$9,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Softcom Internet Communications
Fixed Wireless
400 / 50
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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