13930 Simko Ranch Ln, Galt, CA 95632 Property Records

Sacramento County property record for 13930 Simko Ranch Ln, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,935 sqft · built 2004
Lot Size	2.01 acres (87,556 sqft)
Owner	Company Name on Record
Tax Bill	$6,866 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-0960-001-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0960-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,935 sqft Living Area
1st Floor Area	2,935 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	87,556 sqft
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13930 SIMKO RANCH LN
City	GALT
State	CA
Zip	95632-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	SIMKO RANCH, LOT 1
Legal Subdivision	SIMKO RANCH
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1018
Census Tract	9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13930 SIMKO RANCH LN, GALT, CA 95632-9023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit C A H P CU
Aug 12, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Aug 12, 2020	Quit Claim Deed, Transfer · VA Mortgage WELLS FARGO BK
Oct 5, 2019	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MTG
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit HOMESTREET BK
Dec 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020
Deed Sale	Aug 12, 2020
Prior Sale	Nov 21, 2014 · Amount on Record
Deed Book / Page	20200812 / 1623
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	8120000001623
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13930 SIMKO RANCH LN, GALT, CA 95632-9023
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13930 SIMKO RANCH LN, GALT, CA 95632-9023

Mortgage

Document Number	0000001368
Date	Apr 27, 2022
Instrument	2022042701368

Lender

Name	C A H P CU
Type	Credit Union
Address	SACRAMENTO, CA 95827

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 12, 2020
Property Address	13930 SIMKO RANCH LN, GALT, CA 95632-9023
Document Number	2008121625
Instrument Date	Aug 6, 2020
Instrument	2008121625
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13930 SIMKO RANCH LN GALT CA 956329023, GALT, CA 95632-9023

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 12, 2020
Property Address	13930 SIMKO RANCH LN, GALT, CA 95632-9023
Document Number	2008121623
Instrument Date	Aug 6, 2020
Instrument	2008121623
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13930 SIMKO RANCH LN GALT CA 956329023, GALT, CA 95632-9023

Mortgage

Document Number	2008121624
Date	Aug 12, 2020
Instrument	2008121624

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13930 SIMKO RANCH LN, GALT, CA 95632-9023
Document Number	1910101093
Instrument Date	Oct 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13930 SIMKO RANCH LN GALT CA 956329023, GALT, CA 95632-9023

Mortgage

Document Number	1910101093
Date	Oct 10, 2019
Instrument	1910101093

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13930 SIMKO RANCH LN, GALT, CA 95632-9023
Document Number	1803281240
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13930 SIMKO RANCH LN GALT CA 956329023, GALT, CA 95632-9023

Mortgage

Document Number	1803281240
Date	Mar 28, 2018
Instrument	1803281240

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2043

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 8, 2017
Property Address	13930 SIMKO RANCH LN, GALT, CA 95632-9023
Document Number	1712080933
Instrument Date	Nov 17, 2017
Instrument	1712080933
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13930 SIMKO RANCH LN GALT CA 956329023, GALT, CA 95632-9023

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$611,707 (+2%) Land $188,781 Building $422,926
2025	$6,866.00 (+4.46%) Homeowner's exemption	$599,714 (+4.04%) Land $185,080 Building $414,634
2024	$6,573.00 (+2.29%)
2023	$6,426.00 (+4.22%) Homeowner's exemption	$576,428 Land $177,894 Building $398,534
2022	$6,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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