San Diego County property record for 1393 Panorama Ridge Rd, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 944 sqft · built 1980 |
| Lot Size | 0.115 acres (4,989 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (May 2007) |
| Tax Bill | $3,743 (2025) |
| Deeds & Mortgages | Sep 2017 Reverse Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-351-13-00 |
| Primary APN | 161-351-13-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 944 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 4,989 sqft (0.115 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 1393 PANORAMA RIDGE RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 503 TR 008882 |
| Legal Subdivision | PEACOCK HILLS |
| Legal Tract | 008882 |
| Legal Block | 2 |
| Legal Lot Number | 503 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 19305 |
1393 Panorama Ridge Rd is owned and occupied by an individual who bought it in May 2007.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1393 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Sep 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2007 · Amount on File |
| Deed Sale | May 18, 2007 · Amount on File |
| Deed Document Number | 2007341494 |
| Prior Transfer Date | May 14, 2007 |
| Prior Transfer Doc | 0000341493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1393 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000441940 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2017-0441940 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 915 Months |
| Due | Dec 1, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1393 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2216 |
| Document Number | 0000441941 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Address | 1393 PANORAMA RIDGE RD OCEANSIDE CA 920562216, OCEANSIDE, CA 92056-2216 |
| Document Number | 0000441941 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 441941 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 912 Months |
| Due | Sep 25, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
The 2025 property tax bill for 1393 Panorama Ridge Rd was $3,743 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $338,886 (+2%) Land $245,968 Building $92,918 | |
| 2025 | $3,743.00 Homeowner's exemption | $332,243 Land $241,146 Building $91,097 |
| 2023 | $3,444.00 (+0.29%) Homeowner's exemption | $319,343 Land $231,783 Building $87,560 |
| 2022 | $3,434.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1393 Panorama Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1393 Panorama Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: San Diego Broadband, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures