1391 Panorama Ridge Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1391 Panorama Ridge Rd, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,175 sqft · built 1980
Lot Size0.122 acres (5,317 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Dec 2009)
Tax Bill$2,979 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN161-351-14-00

Property Details

APN / Parcel Number

Primary APN161-351-14-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,175 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area5,317 sqft (0.122 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address1391 PANORAMA RIDGE RD
CityOCEANSIDE
StateCA
Zip92056-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 504 TR 008882
Legal SubdivisionPEACOCK HILLS
Legal Tract008882
Legal Block2
Legal Lot Number504
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract19305

Owner

1391 Panorama Ridge Rd is owned and occupied by an individual who bought it in December 2009.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1391 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2216
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2009 · Amount on File
Deed SaleDec 31, 2009 · Amount on File
Prior SaleJun 29, 2009 · Amount on File
Deed Document Number2009725796
Prior Transfer DateMar 20, 2008
Prior Transfer Doc0000161762
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1391 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2216
Document Number0000286441
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedJul 4, 2017
Title CompanyTSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1391 PANORAMA RIDGE RD OCEANSIDE CA 920562216, OCEANSIDE, CA 92056-2216

Mortgage

Document Number0000286441
DateJun 26, 2017
Instrument286441
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1391 Panorama Ridge Rd was $2,979 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$269,894 (+2%) Land $184,322 Building $85,572
2025$2,979.00 Homeowner's exemption$264,603 Land $180,708 Building $83,895
2023$2,741.00 (+0.29%) Homeowner's exemption$254,330 Land $173,692 Building $80,638
2022$2,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1391 Panorama Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1391 Panorama Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Panorama Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number