13916 Flagstaff St, Cedar Lake, IN 46303 Property Records

Lake County property record for 13916 Flagstaff St, Cedar Lake, IN 46303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,529 sqft · built 2018
Lot Size	0.074 acres (3,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,531 (Jul 2026)
Tax Bill	$1,844 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-28-381-013.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-28-381-013.000-014`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,529 sqft Living Area
Gross Area	1,771 sqft
1st Floor Area	1,529 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Row Home
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	3,234 sqft (0.074 acres)
Lot Dimensions	147 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13916 FLAGSTAFF ST
City	CEDAR LAKE
State	IN
Zip	46303-7281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTENNIAL SUB PHASE 10 S.22FT OF N.76FT OF LOT 199
Legal Subdivision	CENTENNIAL SUB
Legal Phase	10
Legal Lot Number	199
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	42901

Owner

Source: Lake County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit SECURITY FEDERAL SVGS BANK
Jan 9, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 1, 2017	Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jan 9, 2023 · Amount on Record
Deed Document Number	2026528159
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 6, 2026
Property Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000528159
Instrument Date	Jun 30, 2026
Instrument	2026528159
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000528160,
Date	Jul 6, 2026
Instrument	2026528160

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026394
Date	Aug 16, 2023
Instrument	2023-526394

Lender

Name	SECURITY FEDERAL SVGS BANK
Type	Bank
Address	LOGANSPORT, IN 46947

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 9, 2023
Property Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000000880
Map Reference	MB 109 PG 31
Instrument Date	Jan 6, 2023
Instrument	2023-500880
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000000881
Date	Jan 9, 2023
Instrument	2023-500881

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 16, 2022
Property Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000020349
Map Reference	MB 109 PG 31
Instrument Date	May 13, 2022
Instrument	2022-520349
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000020350
Date	May 16, 2022
Instrument	2022-520350

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 1, 2017
Property Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000081586
Map Reference	MB109 PG31
Instrument Date	Nov 22, 2017
Instrument	2017 081586
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CEDAR LAKE, IN 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13916 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000081587
Date	Dec 1, 2017
Instrument	2017 081587

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,400 (+30.7%) Land $37,700 Building $200,700	$238,400 (+30.7%) Land $37,700 Building $200,700
2024	$1,844.00 (+0.16%)
2023		$182,400 (+8.19%) Land $23,100 Building $159,300	$182,400 (+8.19%) Land $23,100 Building $159,300
2022	$1,841.00 (+5.2%)	$168,600 Land $23,100 Building $145,500	$168,600 Land $23,100 Building $145,500
2021	$1,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LAKE WATER WORKS private · serves 4,600 people · EPA ID IN5245047
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	15 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2025
Monitoring and Reporting	51 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Flagstaff St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures