13922 Flagstaff St, Cedar Lake, IN 46303 Property Records

Lake County property record for 13922 Flagstaff St, Cedar Lake, IN 46303

Property Summary

Property Type	Row House
Details	2 ba · 1,529 sqft · built 2018
Lot Size	0.079 acres (3,476 sqft)
Owner	Company Name on Record
Tax Bill	$1,853 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-15-28-381-016.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-28-381-016.000-014`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,529 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	3,476 sqft (0.079 acres)
Lot Dimensions	158 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Street Address	13922 FLAGSTAFF ST
City	CEDAR LAKE
State	IN
Zip	46303-7281
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	CENTENNIAL SUB PHASE 10 S.22FT OF N.124FT OF LOT 199
Legal Subdivision	CENTENNIAL SUB
Legal Phase	10
Legal Lot Number	199 13922
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	42901

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	13922 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage BANK OF ENGLAND
Aug 9, 2017	Special Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2017
Deed Sale	Aug 9, 2017
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	0000049674
Last Transfer Date	Apr 1, 2025
Transfer Doc	0000008943
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	13922 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000067932
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13922 FLAGSTAFF ST CEDAR LAKE IN 463037281, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000067932
Date	Oct 3, 2019
Instrument	67932

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 2, 2044

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 9, 2017
Property Address	13922 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000049674
Map Reference	MB109 PG31
Instrument Date	Jul 27, 2017
Instrument	2017 049674
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NONE AVAILABLEFIDELITY NATIO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13922 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000049675
Date	Aug 9, 2017
Instrument	2017 049675

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,200 (+31.73%) Land $40,500 Building $200,700	$241,200 (+31.73%) Land $40,500 Building $200,700
2024	$1,853.00 (+0.11%)
2023		$183,100 (+8.15%) Land $23,800 Building $159,300	$183,100 (+8.15%) Land $23,800 Building $159,300
2022	$1,851.00 (+5.41%)	$169,300 Land $23,800 Building $145,500	$169,300 Land $23,800 Building $145,500
2021	$1,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LAKE WATER WORKS private · serves 4,600 people · EPA ID IN5245047
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	15 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2025
Monitoring and Reporting	51 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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