13908 Flagstaff St, Cedar Lake, IN 46303 Property Records

Lake County property record for 13908 Flagstaff St, Cedar Lake, IN 46303

Property Summary

Property TypeRow House
Details3 bd · 2 ba · 1,529 sqft · built 2018
Lot Size0.077 acres (3,388 sqft)
OwnerIndividual Name on File
Tax Bill$1,871 (2024)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN45-15-28-381-009.000-014

Property Details

APN / Parcel Number

Primary APN45-15-28-381-009.000-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,529 sqft Living Area

Exterior

Year BuiltBuilt 2018
Construction TypeMasonry / Concrete Block
Roof MaterialOther
Lot Area3,388 sqft (0.077 acres)
Lot Dimensions154 ft deep x 22 ft wide
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther

Location & Zoning

Street Address13908 FLAGSTAFF ST
CityCEDAR LAKE
StateIN
Zip46303-7281
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Legal DescriptionCENTENNIAL SUB PHASE 10 N.22FT OF S.53.72FT OF LOT 200
Legal SubdivisionCENTENNIAL SUB
Legal Phase10
Legal Lot Number200 13908
JurisdictionLAKE IN
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2000
Census Tract42901

Owner

13908 Flagstaff St, a row house, is owned and occupied by an individual who acquired it in December 2017.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address13908 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2017
Deed SaleDec 19, 2017
Record UpdatedJun 8, 2026

December 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateDec 27, 2017
Property Address13908 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number0000087492
Instrument DateDec 19, 2017
Instrument87492
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 10, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13908 FLAGSTAFF ST CEDAR LAKE IN 463037281, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number87493
DateDec 27, 2017
Instrument87493
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
AmountAmount on Record
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionHanover Township
MunicipalityCedar Lake Town
Unified School DistrictHanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$238,400 Land $39,500 Building $198,900$238,400 Land $39,500 Building $198,900
2024$1,871.00
2023$184,400 (+8.15%) Land $23,500 Building $160,900$184,400 (+8.15%) Land $23,500 Building $160,900
2022$1,870.00 (+5.23%)$170,500 Land $23,500 Building $147,000$170,500 Land $23,500 Building $147,000
2021$1,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13908 Flagstaff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13908 Flagstaff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR LAKE WATER WORKS
private · serves 4,600 people · EPA ID IN5245047
Water SourceGroundwater
Last State InspectionAug 2024
Lead15 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Apr 2025
Monitoring and Reporting51
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Flagstaff St

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