Chesterfield County property record for 13915 W Bay Dr, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,064 sqft · built 1987 |
| Lot Size | 0.497 acres (21,649 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,256 (Jun 2018) |
| Tax Bill | $4,953 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-67-87-53-500-000 |
| Primary APN | 724-67-87-53-500-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,064 sqft Finished Area |
| 1st Floor Area | 530 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 21,649 sqft (0.497 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 216 sqft |
| Patio Area | 536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 396774001 |
|---|---|
| Street Address | 13915 W BAY DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | WEST BAY L 2 |
| Legal Subdivision | WEST BAY |
| Legal Lot Number | 2 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 101007 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13915 W BAY DR, MIDLOTHIAN, VA 23112-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage BENCHMARK CMNTY BK |
| Jun 1, 2018 | Warranty Deed, Transfer · FHA Mortgage BENCHMARK MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Prior Sale | Jul 24, 2001 · Amount on Record |
| Deed Document Number | 201819976 |
| Deed Book / Page | 11997 / 288 |
| Transfer Doc | 3954000401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13915 W BAY DR, MIDLOTHIAN, VA 23112-2505 |
| Document Number | 12428755 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13915 W BAY DR MIDLOTHIAN VA 231122505, MIDLOTHIAN, VA 23112-2505 |
| Document Number | 12428755 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 012428/000755 |
| Instrument | 33824 |
| Name | BENCHMARK CMNTY BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 28, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 1, 2018 |
| Property Address | 13915 W BAY DR, MIDLOTHIAN, VA 23112-2505 |
| Document Number | 11997288 |
| Book / Page | 011997 / 000288 |
| Instrument Date | May 24, 2018 |
| Instrument | 19976 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13915 W BAY DR MIDLOTHIAN VA 231122505, MIDLOTHIAN, VA 23112-2505 |
| Document Number | 11997292 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 011997/000292 |
| Instrument | 19977 |
| Name | BENCHMARK MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,953.00 (+16.21%) | $553,800 (+3.26%) Land $110,000 Building $443,800 | $553,800 (+3.26%) Land $110,000 Building $443,800 |
| 2025 | $536,300 (+15.16%) Land $105,000 Building $431,300 | $536,300 (+15.16%) Land $105,000 Building $431,300 | |
| 2023 | $4,262.00 | $465,700 Land $98,000 Building $367,700 | $465,700 Land $98,000 Building $367,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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