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13912 W Bay Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 13912 W Bay Dr, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,551 sqft · built 1986
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Jun 2018)
Tax Bill$4,248 (2026)
Deeds & MortgagesOct 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN724-67-88-26-200-000

Property Details

APN / Parcel Number

Primary APN724-67-88-26-200-000
Alternative APNs
  • 061060300000060
  • 397202002

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,551 sqft Finished Area
1st Floor Area143 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)
Garage Area467 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area196 sqft
Deck Area110 sqft
Patio Area110 sqft
Balcony Area22 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number397202002
Street Address13912 W BAY DR
CityMIDLOTHIAN
StateVA
Zip23112-2504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionWEST BAY L 60
Legal SubdivisionWEST BAY
Legal Lot Number60
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMATOACA
Census Block Group3
Census Block3001
Census Tract101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13912 W BAY DR, MIDLOTHIAN, VA 23112-2504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Quit Claim Deed, Transfer
AMERICAN FIN'L NTWK INC
Jun 18, 2018Warranty Deed, Transfer · Conventional with PMI
GEORGE MASON MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2018 · Amount on Record
Deed SaleJun 18, 2018 · Amount on Record
Deed Document Number201822108
Deed Book / Page12012 / 299
Last Transfer DateAug 21, 2020
Transfer Doc13024-658
Record UpdatedSep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESTERFIELD VA
Recording DateOct 20, 2020
Property Address13912 W BAY DR, MIDLOTHIAN, VA 23112-2504
Document Number13024658
Book / Page013024 / 000658
Instrument DateAug 21, 2020
Instrument56197
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13912 W BAY DR MIDLOTHIAN VA 231122504, MIDLOTHIAN, VA 23112-2504

Mortgage

Document Number13024662
DateOct 20, 2020
Book Page013024/000662
Instrument56198
Lender
NameAMERICAN FIN'L NTWK INC
Agreement
AmountAmount Recorded
Term360 Months
DueOct 19, 2050
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJun 18, 2018
Property Address13912 W BAY DR, MIDLOTHIAN, VA 23112-2504
Document Number12012299
Book / Page012012 / 000299
Instrument DateJun 4, 2018
Instrument22108
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13912 W BAY DR MIDLOTHIAN VA 231122504, MIDLOTHIAN, VA 23112-2504

Mortgage

Document Number12012304
DateJun 18, 2018
Book Page012012/000304
Instrument22109
Lender
NameGEORGE MASON MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,248.00 (+3.33%)$474,500 (+3.33%) Land $110,000 Building $364,500$474,500 (+3.33%) Land $110,000 Building $364,500
2025$4,111.00 (+12.38%)$459,200 (+15%) Land $105,000 Building $354,200$459,200 (+15%) Land $105,000 Building $354,200
2023$3,658.00$399,300 Land $98,000 Building $301,300$399,300 Land $98,000 Building $301,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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