Chesterfield County property record for 13914 W Bay Dr, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,668 sqft · built 1987 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (Oct 2019) |
| Tax Bill | $4,425 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-67-87-15-700-000 |
| Primary APN | 724-67-87-15-700-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,668 sqft Finished Area |
| 1st Floor Area | 256 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Balcony Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 372453001 |
|---|---|
| Street Address | 13914 W BAY DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | WEST BAY L 61 |
| Legal Subdivision | WEST BAY |
| Legal Lot Number | 61 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 101007 |
Source: Chesterfield County records · APN 724-67-87-15-700-000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13914 W BAY DR, MIDLOTHIAN, VA 23112-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jul 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NATIONAL ASSOCIATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on Record |
| Deed Sale | Oct 21, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2015 · Amount on Record |
| Deed Document Number | 201942428 |
| Deed Book / Page | 12494 / 204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 16, 2026 |
| Property Address | 13914 W BAY DR, MIDLOTHIAN, VA 23112-2504 |
| Document Number | 0000026114 |
| Book / Page | 15316 / 410 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202626114 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13914 W BAY DR, MIDLOTHIAN, VA 23112-2504 |
| Document Number | 0000026114, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 15316/410 |
| Instrument | 202626114 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13914 W BAY DR, MIDLOTHIAN, VA 23112-2504 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 014029-145 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 14029/145 |
| Instrument | 2022032127 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 234 Months |
| Due | Jan 01, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,425.00 (+14.85%) | $494,400 (+3.3%) Land $110,000 Building $384,400 | $494,400 (+3.3%) Land $110,000 Building $384,400 |
| 2025 | $478,600 (+13.76%) Land $105,000 Building $373,600 | $478,600 (+13.76%) Land $105,000 Building $373,600 | |
| 2023 | $3,853.00 | $420,700 Land $98,000 Building $322,700 | $420,700 Land $98,000 Building $322,700 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 281 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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