1391 Gray Oak, Sidney, OH 45365 Property Records

Shelby County property record for 1391 Gray Oak, Sidney, OH 45365

Property Summary

Property Type	Planned Unit Development
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Mar 2026)
Tax Bill	$114 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-1823451.020`

Property Details

APN / Parcel Number

Primary APN	`01-1823451.020`

Exterior

Lot Area	9,017 sqft (0.207 acres)

Location & Zoning

Street Address	1391 GRAY OAK
City	SIDNEY
State	OH
Zip	45365-3583
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	R06 T08 S23 PT OF SE QRLOT 7489 BURR OAK SUB PHASE 3PLAT V36 P125
Legal Subdivision	BURR OAK SUBDIVISION
Legal Lot Number	7489
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1014
Census Tract	971800

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1391 GRAY OAK, SIDNEY, OH 45365-3583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 14, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Oct 14, 2025 · Amount on Record
Deed Document Number	20261138
Deed Book / Page	2330 / 4364
Record Updated	Sep 20, 2026

March 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Mar 9, 2026
Property Address	1391 GRAY OAK, SIDNEY, OH 45365-3583
Document Number	02330/4364
Book / Page	2330 / 4364
Map Reference	MB 36 PG 125 - 128
Instrument Date	Jan 2, 2026
Instrument	202601138
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1391 GRAY OAK, SIDNEY, OH 45365-3583

Mortgage

Document Number	0202601139
Date	Mar 9, 2026
Instrument	202601139

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Oct 14, 2025
Property Address	1391 GRAY OAK, SIDNEY, OH 45365-3583
Document Number	02328/2091
Book / Page	2328 / 2091
Map Reference	MB 36 PG 125 - 128
Instrument Date	Oct 9, 2025
Instrument	202505098
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 BYERS RD, MIAMISBURG, OH 45342-3249
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$114.00	$1,070 Land $1,070
2023			$3,070 Land $3,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NKTELCO - Goldstar.

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