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13909 Springmill Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 13909 Springmill Rd, Carmel, IN 46032 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,722 sqft · built 2004
Lot Size1.17 acres (51,401 sqft)
OwnerIndividual Name on File
Last Sale$1,099,900 (Aug 2025)
Tax Bill$9,250 (2024)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-23-000-022.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-000-022.000-018
Alternative APN
  • 1709230000022000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area3,722 sqft Living Area
1st Floor Area3,056 sqft
2nd Floor Area666 sqft
Basement Area1,733 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area51,401 sqft (1.17 acres)
Garage TypeAttached
Garage Area1,649 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709230000022000
Street Address13909 SPRINGMILL RD
CityCARMEL
StateIN
Zip46032-7901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 1.18, SECTION 23, TOWNSHIP 18, RANGE 3
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionCARMEL
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2007
Census Tract110906

Owner

Source: Hamilton County records · APN 29-09-23-000-022.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address13909 SPRINGMILL RD, CARMEL, IN 46032-7901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2025 · Amount on Record
Deed SaleAug 12, 2025 · Amount on Record
Prior SaleAug 14, 2003
Deed Document Number2025033347
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 12, 2025
Property Address13909 SPRINGMILL RD, CARMEL, IN 46032-7901
Document Number0000033347
Instrument DateAug 04, 2025
Instrument2025033347
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyCENTURION LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13909 SPRINGMILL RD, CARMEL, IN 46032-7901

Mortgage

Document Number0000033348
DateAug 12, 2025
Instrument2025033348
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change12.2%
IndexSOFR Average 30-Day
Max Rate12.2%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$854,500 (+6.6%) Land $158,100 Building $696,400$854,500 (+6.6%) Land $158,100 Building $696,400
2024$9,250.00 (+6.48%)$801,600 (-5.39%) Land $158,100 Building $643,500$801,600 (-5.39%) Land $158,100 Building $643,500
2023$8,687.00 (+12.63%) Homeowner's exemption$847,300 (+7.84%) Land $107,200 Building $740,100$847,300 (+7.84%) Land $107,200 Building $740,100
2022$7,713.00 Homeowner's exemption$785,700 Land $107,200 Building $678,500$785,700 Land $107,200 Building $678,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571109062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 4% of the US · above 27% of Indiana
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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