Hamilton County property record for 12469 Springmill Rd, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 5,007 sqft · built 1986 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,954 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Sep 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-35-101-001.000-018 |
| Primary APN | 29-09-35-101-001.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 5,007 sqft Living Area |
| Gross Area | 8,136 sqft |
| 1st Floor Area | 3,239 sqft |
| Basement Area | 4,259 sqft |
| Finished Basement | 1,768 sqft |
| Unfinished Basement | 2,491 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 64,033 sqft (1.47 acres) |
| Lot Dimensions | 335 ft deep x 219 ft wide |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 800 sqft |
| Deck Area | Deck Area |
| Patio Area | 895 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 12469 SPRINGMILL RD |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-8299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 1.47, SECTION 35, TOWNSHIP 18, RANGE 3, WILLIAMS CREEK FARMS, LOT 16 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 35 |
| Legal Subdivision | WILLIAMS CREEK FARMS |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 111009 |
Source: Hamilton County records · APN 29-09-35-101-001.000-018
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 12469 SPRINGMILL RD, CARMEL, IN 46032-8299 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Sep 05, 2025 | Warranty Deed, Transfer CENTURION LAND TITLE INC |
| Sep 22, 2025 | Re-recorded Document |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SLA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 |
| Deed Sale | Sep 22, 2025 |
| Prior Sale | Sep 05, 2025 |
| Deed Document Number | 202540609 |
| Prior Transfer Date | Sep 04, 2025 |
| Prior Transfer Doc | 0000040609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12469 SPRINGMILL RD, CARMEL, IN 46032-8299 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12469 SPRINGMILL RD, CARMEL, IN 46032-8299 |
| Document Number | 0000009644 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 2023009644 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 05, 2025 |
| Property Address | 12469 SPRINGMILL RD, CARMEL, IN 46032-8299 |
| Document Number | 0000037728 |
| Map Reference | MR 160 PG 707 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 2025037728 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | CENTURION LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12469 SPRINGMILL RD, CARMEL, IN 46032-8299 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 22, 2025 |
| Property Address | 12469 SPRINGMILL RD, CARMEL, IN 46032-8299 |
| Document Number | 0000040609 |
| Map Reference | MB 8 PG 1-3 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 2025040609 |
| Record Updated | Oct 02, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12469 SPRINGMILL RD, CARMEL, IN 46032-8299 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12469 SPRINGMILL RD, CARMEL, IN 46032-8299 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063943 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020063943 |
| Name | UNION SLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626,900 (+10.68%) Land $156,800 Building $470,100 | $626,900 (+10.68%) Land $156,800 Building $470,100 | |
| 2024 | $6,954.00 (+4.35%) | $566,400 (+3.49%) Land $156,800 Building $409,600 | $566,400 (+3.49%) Land $156,800 Building $409,600 |
| 2023 | $6,664.00 (-2.26%) Homeowner's exemption | $547,300 (+2.36%) Land $156,800 Building $390,500 | $547,300 (+2.36%) Land $156,800 Building $390,500 |
| 2022 | $6,818.00 Homeowner's exemption | $534,700 Land $125,500 Building $409,200 | $534,700 Land $125,500 Building $409,200 |
Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), as of October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110093, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 89 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5229004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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