12621 Springmill Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 12621 Springmill Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,821 sqft · built 1940
Lot Size	8.64 acres (376,794 sqft)
Owner	2 Individual Names on Record
Tax Bill	$18,845 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-09-35-000-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-35-000-001.000-018`
Alternative APN	`1709350000001000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,821 sqft Living Area
1st Floor Area	10,014 sqft
2nd Floor Area	4,630 sqft
Basement Area	1,487 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	376,794 sqft (8.64 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,125 sqft
Parking Spaces	4 Parking Spaces
Pool Area	756 sqft
Tennis Court	Tennis Court
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	1709350000001000
Street Address	12621 SPRINGMILL RD
City	CARMEL
State	IN
Zip	46032-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 8.65, SECTION 35, TOWNSHIP 18, RANGE 3
Legal Range	03
Legal Township	18
Legal Section	35
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12621 SPRINGMILL RD, CARMEL, IN 46032-9462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Aug 30, 2017	Loan Modification, Mortgage STATE BK/LIZTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2007
Deed Sale	Jan 10, 2007
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12621 SPRINGMILL RD, CARMEL, IN 46032-9462
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005966
Date	Feb 4, 2022
Instrument	2022005966

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	13%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	12621 SPRINGMILL RD, CARMEL, IN 46032-9462
Document Number	0000045561
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12621 SPRING MILL RD CARMEL IN 460329462, CARMEL, IN 46032-9462

Mortgage

Document Number	0000045561
Date	Sep 13, 2017
Instrument	45561

Lender

Name	STATE BK/LIZTON
Type	Bank
Address	BROWNSBURG, IN 46112

Agreement

Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,389,500 (+7.1%) Land $608,000 Building $781,500	$1,389,500 (+7.1%) Land $608,000 Building $781,500
2024	$18,845.00 (-7.61%)
2023	$20,397.00 (+5.74%) Homeowner's exemption	$1,297,400 (+13.7%) Land $608,000 Building $689,400	$1,297,400 (+13.7%) Land $608,000 Building $689,400
2022	$19,290.00 Homeowner's exemption	$1,141,100 Land $608,000 Building $533,100	$1,141,100 Land $608,000 Building $533,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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