139 W Chapman St, Ely, MN 55731 Property Records

St. Louis County property record for 139 W Chapman St, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1948
Lot Size0.107 acres (4,686 sqft)
OwnerIndividual Name on File
Last Sale$31,000 (Aug 2002)
Tax Bill$544 (2026)
Deeds & MortgagesDec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN030-0260-00255

Property Details

APN / Parcel Number

Primary APN030-0260-00255
Alternative APN
  • 64895

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,092 sqft Gross Area
1st Floor Area728 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,686 sqft (0.107 acres)
Garage Area308 sqft
Deck Area120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number64895
Street Address139 W CHAPMAN ST
CityELY
StateMN
Zip55731-1135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 1/2 OF LOT 14 AND ALL OF LOT 15 SERIAL #
Legal SubdivisionSEMERS ADDITION TO ELY
Legal Block2
Legal Lot Number14-15
JurisdictionST LOUIS MN
Township / Civil DivisionELY
Census Block Group2
Census Block2013
Census Tract15300

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address139 W CHAPMAN ST, ELY, MN 55731-1135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2002 · Amount on Record
Deed SaleAug 16, 2002 · Amount on Record
Prior SaleAug 16, 2002 · Amount on Record
Deed Document Number2002866119
Prior Transfer DateJul 8, 2002
Prior Transfer Doc0000866119
Record UpdatedSep 20, 2026

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address139 W CHAPMAN ST, ELY, MN 55731-1135
Document Number00A1372461
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 W CHAPMAN ST ELY MN 557311135, ELY, MN 55731-1135

Mortgage

Document Number00A1372461
DateJan 29, 2020
InstrumentA1372461
Lender
NameFRANDSEN BK&TR
TypeBank
AddressELY, MN 55731
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$544.00 (+7.51%) Homeowner's exemption
2025$506.00 (-26.24%) Homeowner's exemption$97,600 (+7.85%) Land $7,100 Building $90,500$97,600 (+7.85%) Land $7,100 Building $90,500
2024$686.00 (-8.04%)$90,500 (+9.17%) Land $6,800 Building $83,700$90,500 (+9.17%) Land $6,800 Building $83,700
2023$746.00 Homeowner's exemption
2022$82,900 (+19.28%) Land $6,200 Building $76,700$82,900 (+19.28%) Land $6,200 Building $76,700
2021$69,500 Land $5,600 Building $63,900$69,500 Land $5,600 Building $63,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEly
serves 3,258 people · EPA ID MN1690014
Water SourceSurface water
Last State InspectionMar 2026
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Midcontinent Communications
Fiber
5,000 / 5,000
Treehouse Broadband
Fixed Wireless
1,000 / 1,000

May also be available: AT&T, Consolidated Telephone Company.

Nearby Properties on W Chapman St

Nearby Streets

Search Property Records by Address or Parcel Number