123 W Chapman St, Ely, MN 55731 Property Records

St. Louis County property record for 123 W Chapman St, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 0.75 ba · 1,045 sqft · built 1917
Lot Size	0.071 acres (3,124 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Oct 2025)
Tax Bill	$1,342 (2026)
Deeds & Mortgages	Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`030-0260-00300`

Property Details

APN / Parcel Number

Primary APN	`030-0260-00300`
Alternative APNs	`1170576` `1172171` `13270`

Interior

Bedrooms	2 Beds
Full Baths	0.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,045 sqft Gross Area
1st Floor Area	726 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	3,124 sqft (0.071 acres)

Exterior Amenities

Cabin	360 sqft
Lean-To	20 sqft
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1170576
Street Address	123 W CHAPMAN ST
City	ELY
State	MN
Zip	55731-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0019 BLOCK:002 SERIAL #
Legal Subdivision	SEMERS ADD TO ELY
Legal Block	2
Legal Lot Number	19
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELY
Census Block Group	2
Census Block	2013
Census Tract	15300

Owner

Source: St. Louis County records · APN 030-0260-00300

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17 E BEACON HILL RD, ELY, MN 55731-1322
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	May 10, 2001 · Amount on Record
Deed Document Number	20251520252
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 14, 2025
Property Address	123 W CHAPMAN ST, ELY, MN 55731-1135
Document Number	0001520252
Instrument Date	Oct 09, 2025
Instrument	1520252
Transaction Type	Transfer
Record Updated	Nov 04, 2025
Title Company	NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 E BEACON HILL RD, ELY, MN 55731-1322

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Ely City
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,342.00 (+372.54%)
2025	$284.00 (-37.72%) Homeowner's exemption	$82,300 (+11.82%) Land $4,700 Building $77,600	$82,300 (+11.82%) Land $4,700 Building $77,600
2024	$456.00	$73,600 (+8.71%) Land $4,500 Building $69,100	$73,600 (+8.71%) Land $4,500 Building $69,100
2022		$67,700 Land $4,100 Building $63,600	$67,700 Land $4,100 Building $63,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midcontinent Communications Fiber	5,000 / 5,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Consolidated Telephone Company.

Based on FCC filings for 353 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Ely serves 3,258 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.