139 Phantom Dr, Toney, AL 35773 Property Records

Madison County property record for 139 Phantom Dr, Toney, AL 35773

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,635 sqft · built 2003
OwnerOwner Name on Record
Deeds & MortgagesFeb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-02-04-0-002-003.000

Property Details

APN / Parcel Number

Primary APN07-02-04-0-002-003.000
Alternative APN
  • 222561

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,635 sqft Living Area
1st Floor Area2,635 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number222561
Street Address139 PHANTOM DR
CityTONEY
StateAL
Zip35773-6967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 BLK 7 WHITT HAVEN DEVELOPMENT S/D PB 31 PG 45
Legal Range01W
Legal Township02S
Legal Section04
Legal SubdivisionWHITT HAVEN
Legal Block7
Legal Lot Number35
JurisdictionMADISON AL
Township / Civil DivisionMADISON CROSSROADS
Census Block Group1
Census Block1002
Census Tract10405

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address139 PHANTOM DR, TONEY, AL 35773-6967
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 8, 2010
Transfer Doc0000712530
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address139 PHANTOM DR, TONEY, AL 35773-6967
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100011397
DateFeb 8, 2021
Instrument2021-00011397
Lender
NamePNC BANK NA
TypeBank
AddressBRECKSVILLE, OH 44141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 8, 2041

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$37,600 (+11.64%) Land $4,000 Building $33,600$375,900 (+11.64%) Land $40,000 Building $335,900
2023Homeowner's exemption$33,680 Land $3,000 Building $30,680$336,700 Land $30,000 Building $306,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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