138 Phantom Dr, Toney, AL 35773 Property Records

Madison County property record for 138 Phantom Dr, Toney, AL 35773

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,368 sqft · built 2002
OwnerIndividual Name on Record
Last Sale$385,000 (Nov 2025)
Tax Bill$1,055 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-02-04-0-002-002.000

Property Details

APN / Parcel Number

Primary APN07-02-04-0-002-002.000
Alternative APN
  • 571708

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,368 sqft Living Area
1st Floor Area2,368 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number571708
Street Address138 PHANTOM DR
CityTONEY
StateAL
Zip35773-6966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK 8 WHITT HAVEN DEVELOPMENT S/D PB 31 PG 45/48
Legal Range01W
Legal Township02S
Legal Section04
Legal SubdivisionWHITT HAVEN
Legal Block8
Legal Lot Number1
JurisdictionMADISON AL
Township / Civil DivisionMADISON CROSSROADS
Census Block Group1
Census Block1003
Census Tract10405

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 SPINNAKER RIDGE DR SW, HUNTSVILLE, AL 35824-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2025 · Amount on Record
Deed SaleNov 4, 2025 · Amount on Record
Deed Document NumberD202546106
Deed Book / PageDEED2025 / 46106
Record UpdatedJun 8, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionMADISON AL
Recording DateNov 4, 2025
Property Address138 PHANTOM DR, TONEY, AL 35773-6966
Document Number0000046106
Book / PageDEED2025 / 46106
Map ReferenceMB 31 PG 45-48
Instrument DateOct 28, 2025
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5009 BROOKWOOD DR NW, HUNTSVILLE, AL 35810-6116

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SPINNAKER RIDGE DR SW, HUNTSVILLE, AL 35824-1304

Mortgage

Document Number2025211173
DateNov 4, 2025
Instrument2025/211173
Lender
NameWOLFE FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,055.00 (+10.94%) Homeowner's exemption$36,320 (+10.93%) Land $4,000 Building $32,320$363,100 (+10.9%) Land $40,000 Building $323,100
2023$951.00 (+11.75%) Homeowner's exemption$32,740 (+11.36%) Land $3,000 Building $29,740$327,400 (+11.36%) Land $30,000 Building $297,400
2022$851.00 Homeowner's exemption$29,400 Land $3,000 Building $26,400$294,000 Land $30,000 Building $264,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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