Madison County property record for 130 Phantom Dr, Toney, AL 35773
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,200 sqft · built 1999 |
| Lot Size | 0.685 acres (29,844 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,500 (Jan 2019) |
| Tax Bill | $1,342 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02-04-0-001-083.000 |
| Primary APN | 07-02-04-0-001-083.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 29,844 sqft (0.685 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 5087 |
|---|---|
| Street Address | 130 PHANTOM DR |
| City | TONEY |
| State | AL |
| Zip | 35773-6966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 8 WHITT HAVEN DEVELOPMENT S/D PB 31 PG 45-48 |
| Legal Range | 01W |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | WHITT HAVEN |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON CROSSROADS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10405 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 130 PHANTOM DR, TONEY, AL 35773-6966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Apr 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Jan 2, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on Record |
| Deed Sale | Jan 2, 2019 · Amount on Record |
| Prior Sale | Jun 16, 2014 · Amount on Record |
| Deed Document Number | 2019324 |
| Prior Transfer Date | Jan 9, 2017 |
| Prior Transfer Doc | 0000000324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 130 PHANTOM DR, TONEY, AL 35773-6966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000055692 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021-00055692 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 130 PHANTOM DR, TONEY, AL 35773-6966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000009341 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 20190219000009341 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 130 PHANTOM DR, TONEY, AL 35773-6966 |
| Document Number | 0000030512 |
| Instrument Date | Apr 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NTC - KEY W |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 130 PHANTOM DR TONEY AL 357736966, TONEY, AL 35773-6966 |
| Document Number | 0000030512 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 30512 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jan 2, 2019 |
| Property Address | 130 PHANTOM DR, TONEY, AL 35773-6966 |
| Document Number | 0000000324 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 324 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 130 PHANTOM DR TONEY AL 357736966, TONEY, AL 35773-6966 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,342.00 | ||
| 2025 | $1,342.00 (+10.91%) Homeowner's exemption | $38,420 (+10.59%) Land $4,000 Building $34,420 | $384,100 (+11.53%) Land $40,000 Building $344,100 |
| 2023 | $1,210.00 (+23.09%) Homeowner's exemption | $34,740 (+21.89%) Land $3,000 Building $31,740 | $344,400 (+20.93%) Land $30,000 Building $314,400 |
| 2022 | $983.00 Homeowner's exemption | $28,500 Land $3,000 Building $25,500 | $284,800 Land $30,000 Building $254,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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