139 Norfork Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 139 Norfork Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,420 sqft · built 2017
Lot Size	3.76 acres (163,786 sqft)
Owner	2 Individual Names on File
Last Sale	$41,715 (Apr 2016)
Tax Bill	$9,477 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2022 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`T071300085`

Property Details

APN / Parcel Number

Primary APN	`T071300085`
Alternative APN	`3-0072-A117-00-0005.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,420 sqft Living Area
Gross Area	7,537 sqft
1st Floor Area	3,420 sqft
Basement Area	3,342 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	163,786 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T071300085
Street Address	139 NORFORK CT
City	DEFIANCE
State	MO
Zip	63341-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY RIDGE EST #1 LOT 5
Legal Subdivision	CALLAWAY RIDGE EST #1
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4005
Census Tract	312204

Owner

139 Norfork Ct is owned and occupied by two individuals who bought it in April 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED TRUST BANK
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
May 24, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jun 12, 2019	Deed of Trust, Mortgage · ARM COMMERCE BANK
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Dec 4, 2020	Deed of Trust, Mortgage ENDEAVOR CAP
Jan 2, 2019	Deed of Trust, Mortgage ANHEUSER-BUSCH EMPS CU & ITS D
Feb 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF SULLIVAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2016 · Amount on File
Deed Sale	Apr 7, 2016 · Amount on File
Prior Sale	Aug 15, 2014
Deed Document Number	2016205530
Deed Book / Page	6518 / 888
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 NORTH FORK CT, DEFIANCE, MO 63341

Mortgage

Document Number	0000003903
Date	Jan 19, 2022
Instrument	2022R-003903

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	235 Months
Due	Aug 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 NORFORK CT, DEFIANCE, MO 63341-1957

Mortgage

Document Number	0000003121
Date	Jan 14, 2022
Instrument	2022R-003121

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R073744
Date	Sep 2, 2021
Instrument	2021R-073744

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 NORFORK CT, DEFIANCE, MO 63341-1957

Mortgage

Document Number	2021R051372
Date	Jun 17, 2021
Instrument	2021R-051372

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068481561
Date	Dec 5, 2017
Book Page	6848/1561
Instrument	20171205000752410

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069232336
Date	May 24, 2018
Book Page	6923/2336
Instrument	20180524000288520

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 18, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070880610
Date	Jun 12, 2019
Book Page	7088/0610
Instrument	20190612000287430

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073372114
Date	Jul 6, 2020
Book Page	7337/2114
Instrument	20200706000464740

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Document Number	0000096870
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	139 NORFORK CT DEFIANCE MO 633411957, DEFIANCE, MO 63341-1957

Mortgage

Document Number	0000096870
Date	Dec 10, 2020
Instrument	96870

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Document Number	0070232005
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	139 NORFORK CT DEFIANCE MO 633411957, DEFIANCE, MO 63341-1957

Mortgage

Document Number	0070232005
Date	Jan 9, 2019
Book Page	007023/002005
Instrument	12700

Lender

Name	ANHEUSER-BUSCH EMPS CU & ITS D
Address	423 LYNCH ST, ST LOUIS, MO 63118-1902

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 8, 2044

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 NORFORK CT, DEFIANCE, MO 63341-1957
Document Number	0067022024
Book / Page	006702 / 002024
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7073 INVITATIONAL DR ST LOUIS MO 63129, ST LOUIS, MO 63129

Mortgage

Document Number	0067022024
Date	Feb 22, 2017
Book Page	006702/002024
Instrument	112160

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 139 Norfork Ct was $9,477.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,285 (-)	$833,077 (-) Land $78,960 Building $754,117
2025	$9,477.00	$158,285	$833,077 Land $78,960 Building $754,117
2023		$152,584
2022			$803,076 Land $65,800 Building $737,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Norfork Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Norfork Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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