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109 Norfork Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 109 Norfork Ct, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 5.5 ba · 5,405 sqft · built 2014
Lot Size9.27 acres (403,801 sqft)
Owner2 Individual Names on Record
Last Sale$870,000 (Aug 2020)
Tax Bill$15,290 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT151300005

Property Details

APN / Parcel Number

Primary APNT151300005
Alternative APN
  • 3-0072-C112-00-0002.0000000

Interior

Bedrooms3 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area5,405 sqft Living Area
Gross Area7,968 sqft
1st Floor Area2,716 sqft
Basement Area2,700 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area403,801 sqft (9.27 acres)
Garage TypeAttached
Garage Area1,416 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT151300005
Street Address109 NORFORK CT
CityDEFIANCE
StateMO
Zip63341-1957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALLAWAY RIDGE EST #1 BDRY ADJ LOTS 2-4 LOT 2
Legal SubdivisionCALLAWAY RIDGE EST #1 BDRY ADJ LOTS 2-4
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group4
Census Block4005
Census Tract312204

Owner

Source: St. Charles County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 NORFORK CT, DEFIANCE, MO 63341-1957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Line of Credit
CARROLLTON BANK
Aug 14, 2020Warranty Deed, Transfer · Conventional Mortgage
CARROLLTON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Deed Document Number2020586020
Deed Book / Page7372 / 768
Prior Transfer DateJun 2, 2014
Prior Transfer Doc0062010136
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address109 NORFORK CT, DEFIANCE, MO 63341-1957
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 NORFORK CT, DEFIANCE, MO 63341-1957

Mortgage

Document Number2021R032865
DateApr 14, 2021
Instrument2021R-032865
Lender
NameCARROLLTON BANK
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 14, 2020
Property Address109 NORFORK CT, DEFIANCE, MO 63341-1957
Document Number0073720768
Book / Page7372 / 768
Map ReferenceMB 47 PG 345
Instrument DateAug 6, 2020
Instrument20200814000586020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15826 CLAYTON RD, 15826, ELLISVILLE, MO 63011-2240

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 NORFORK CT, DEFIANCE, MO 63341-1957

Mortgage

Document Number20200814000586030
DateAug 14, 2020
Instrument20200814000586030
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,290.00 (+6.48%)$255,380 (+9.7%)$1,344,106 (+9.7%) Land $152,955 Building $1,191,151
2024$14,360.00
2023$232,809
2022$1,225,306 Land $127,462 Building $1,097,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 45% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Brightspeed
Fiber		940 / 940
Starlink
Satellite		280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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