St. Charles County property record for 120 Norfork Ct, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 5,015 sqft · built 2014 |
| Lot Size | 3.32 acres (144,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Sep 2025) |
| Tax Bill | $9,494 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T071300094 |
| Primary APN | T071300094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 5,015 sqft Living Area |
| Gross Area | 7,008 sqft |
| 1st Floor Area | 3,015 sqft |
| Basement Area | 3,015 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 144,619 sqft (3.32 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 978 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T071300094 |
|---|---|
| Street Address | 120 NORFORK CT |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALLAWAY RIDGE EST #1 LOT 14 |
| Legal Subdivision | CALLAWAY RIDGE EST #1 |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 312204 |
120 Norfork Ct is owned and occupied by two individuals who bought it in September 2025.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 NORFORK CT, DEFIANCE, MO 63341-1958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on File |
| Deed Sale | Sep 2, 2025 · Amount on File |
| Prior Sale | Mar 26, 2013 · Amount on File |
| Deed Document Number | 202538255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 120 NORFORK CT, DEFIANCE, MO 63341-1958 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 120 NORFORK CT CY, CY, DEFIANCE, MO 63341-1958 |
| Document Number | 0000016767 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022R-016767 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 120 NORFORK CT, DEFIANCE, MO 63341-1958 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 120 NORFOLK CT, DEFIANCE, MO 63341-1958 |
| Document Number | 2021R087000 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021R-087000 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 120 Norfork Ct was $9,494.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,567 (-) | $834,565 (-) Land $79,680 Building $754,885 | |
| 2025 | $9,494.00 | $158,567 | $834,565 Land $79,680 Building $754,885 |
| 2023 | $150,382 | ||
| 2022 | $791,487 Land $66,400 Building $725,087 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Norfork Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Norfork Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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