134 Merlot Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 134 Merlot Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,762 sqft · built 2013
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Nov 2020)
Tax Bill$3,136 (2026)
Deeds & MortgagesAug 2023 Refinance
May 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN55L2-5-154

Property Details

APN / Parcel Number

Primary APN55L2-5-154
Alternative APN
  • 8048263

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms18 Rooms
Stories2 Stories
Building Area2,762 sqft Living Area
Gross Area4,948 sqft
1st Floor Area1,303 sqft
Basement Area892 sqft
Finished Basement892 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2022
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
TerrainRolling
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool Type
Pool Area512 sqft
PorchPorch
Porch Area146 sqft
Deck Area263 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8048263
Street Address134 MERLOT DR
CitySTEPHENSON
StateVA
Zip22656-2232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRED BUD RUN L154 S2 P5
Legal SubdivisionRED BUD
Legal Phase5
Legal Lot Number154
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group1
Census Block1006
Census Tract51104

Owner

Source: Frederick County records · APN 55L2-5-154

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address134 MERLOT DR, STEPHENSON, VA 22656-2232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITY NATIONAL BANK OF WEST VIRGINIA
May 11, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CITY NATIONAL BANK OF WEST VIRGINIA
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleJun 25, 2013 · Amount on Record
Deed Document Number202017034
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address134 MERLOT DR, STEPHENSON, VA 22656-2232
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007015
DateAug 14, 2023
Instrument230007015
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address134 MERLOT DR, STEPHENSON, VA 22656-2232
Transaction TypeMortgage
Record UpdatedJun 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006011
DateMay 11, 2022
Instrument220006011
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueApr 23, 2032
Interest
Rate TypeFixed Rate

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateNov 24, 2020
Property Address134 MERLOT DR, STEPHENSON, VA 22656-2232
Document Number0000017034
Instrument DateNov 23, 2020
Instrument200017034
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 MERLOT DR, STEPHENSON, VA 22656-2232

Mortgage

Document Number0000017035
DateNov 24, 2020
Instrument200017035
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,136.00 (+10.42%)$591,740 Land $108,000 Building $483,740$591,740 Land $108,000 Building $483,740
2025$2,840.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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