139 E Florida Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 139 E Florida Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	2,328 sqft · built 1940
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Sep 2019)
Tax Bill	$3,614 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2022 Mortgage + 1 more
APN	`05-00020-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`05-00020-0000-00020`
Alternative APN	`050002000020`

Interior

Stories	1 Story
Building Area	2,328 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide

Location & Zoning

Street Address	139 E FLORIDA AVE
City	VILLAS
State	NJ
Zip	08251-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L21,47,48
Legal Block	20
Legal Lot Number	20
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1000
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	139 E FLORIDA AVE, VILLAS, NJ 08251-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Jul 29, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 4, 2019	Grant Deed, Transfer · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Sep 3, 1992 · Amount on Record
Deed Document Number	2019105412
Deed Book / Page	3874 / 195
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	139 E FLORIDA AVE, VILLAS, NJ 08251-3106
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031382
Date	Feb 13, 2024
Book Page	M6705/1
Instrument	2024031382

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	139 E FLORIDA AVE, VILLAS, NJ 08251-3106
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024548
Date	Jul 29, 2022
Book Page	M6583/288
Instrument	2022024548

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 4, 2019
Property Address	139 E FLORIDA AVE, VILLAS, NJ 08251-3106
Document Number	0038740195
Book / Page	003874 / 000195
Instrument Date	Aug 30, 2019
Instrument	105412
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 N 6TH AVE RIO GRANDE NJ 082421171, RIO GRANDE, NJ 08242-1171

Mortgage

Document Number	60970867
Date	Sep 4, 2019
Book Page	006097/000867
Instrument	105413

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,600 (-) Land $98,000 Building $80,600	$178,600 (-) Land $98,000 Building $80,600
2025		$178,600 (-) Land $98,000 Building $80,600	$178,600 (-) Land $98,000 Building $80,600
2024	$3,614.00 (+4.69%)
2023		$178,600 Land $98,000 Building $80,600	$178,600 Land $98,000 Building $80,600
2022	$3,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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