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135 E Florida Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 135 E Florida Ave, Villas, NJ 08251

Property Summary

Property TypeSingle Family Home
Details968 sqft · built 1940
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Aug 2015)
Tax Bill$2,540 (2024)
Deeds & MortgagesAug 2022 Reverse Mortgage
Jul 2018 Loan Modification
APN05-00020-0000-00044

Property Details

APN / Parcel Number

Primary APN05-00020-0000-00044
Alternative APN
  • 050002000044

Interior

Stories1 Story
Building Area968 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Construction TypeFrame
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions100 ft deep x 90 ft wide

Location & Zoning

Street Address135 E FLORIDA AVE
CityVILLAS
StateNJ
Zip08251-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block20
Legal Lot Number44
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group1
Census Block1000
Census Tract21804

Owner

Source: Cape May County and Lower Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address135 E FLORIDA AVE, VILLAS, NJ 08251-3106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Deed of Trust, Mortgage · Reverse Mortgage
UNITED STATES OF AMERICA
Jul 30, 2018Loan Modification, Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2015 · Amount on Record
Deed SaleAug 7, 2015 · Amount on Record
Prior SaleJan 30, 1988 · Amount on Record
Deed Document Number201581
Deed Book / Page3637 / 592
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address135 E FLORIDA AVE, VILLAS, NJ 08251-3106
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000026378
DateAug 18, 2022
Book PageM6587/609
Instrument2022026378
Lender
NameUNITED STATES OF AMERICA
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term481 Months
DueSep 1, 2062

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCAPE MAY NJ
Property Address135 E FLORIDA AVE, VILLAS, NJ 08251-3106
Document Number0059970892
Instrument DateJul 30, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 E FLORIDA AVE VILLAS NJ 082513106, VILLAS, NJ 08251-3106

Mortgage

Document Number0059970892
DateAug 29, 2018
Book Page005997/000892
Instrument66517
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term360 Months
DueAug 28, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,500 (-) Land $86,000 Building $39,500$125,500 (-) Land $86,000 Building $39,500
2025$125,500 (-) Land $86,000 Building $39,500$125,500 (-) Land $86,000 Building $39,500
2024$2,540.00 (+4.74%)
2023$125,500 Land $86,000 Building $39,500$125,500 Land $86,000 Building $39,500
2022$2,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims22 (1979–2024)
Claims Outside the SFHA3 of 22
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 8 claims
  • Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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