121 E Florida Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 121 E Florida Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	776 sqft · built 1950
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2020)
Tax Bill	$2,712 (2024)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Sale & Mortgage + 2 more
APN	`05-00020-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`05-00020-0000-00039`
Alternative APN	`050002000039`

Interior

Stories	1 Story
Building Area	776 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide

Location & Zoning

Street Address	121 E FLORIDA AVE
City	VILLAS
State	NJ
Zip	08251-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L40,12,13
Legal Block	20
Legal Lot Number	39
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1000
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 E FLORIDA AVE, VILLAS, NJ 08251-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 19, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 30, 2018	Grant Deed, Transfer FOUNDATION TITLE
Feb 1, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	202014706
Deed Book / Page	3913 / 735
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	121 E FLORIDA AVE, VILLAS, NJ 08251-3106
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034122
Date	Jul 16, 2021
Book Page	6430/687
Instrument	2021034122

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 19, 2020
Property Address	121 E FLORIDA AVE, VILLAS, NJ 08251-3106
Document Number	0039130735
Book / Page	003913 / 000735
Instrument Date	May 4, 2020
Instrument	14706
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E FLORIDA AVE VILLAS NJ 082513106, VILLAS, NJ 08251-3106

Mortgage

Document Number	61880288
Date	May 19, 2020
Book Page	006188/000288
Instrument	14707

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 30, 2018
Property Address	121 E FLORIDA AVE, VILLAS, NJ 08251-3106
Document Number	0038270150
Book / Page	003827 / 000150
Instrument Date	Nov 9, 2018
Instrument	76458
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$52.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FERN RD VILLAS NJ 082511036, VILLAS, NJ 08251-1036

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 1, 2017
Property Address	121 E FLORIDA AVE, VILLAS, NJ 08251-3106
Document Number	0037150484
Book / Page	003715 / 000484
Instrument Date	Jan 31, 2017
Instrument	3152
Transaction Type	Foreclosure
Record Updated	Sep 21, 2017

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	740 MARNE HWY #104 MOORESTOWN NJ 080573126, 104, MOORESTOWN, NJ 08057-3126
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,000 (-) Land $98,000 Building $36,000	$134,000 (-) Land $98,000 Building $36,000
2025		$134,000 (-) Land $98,000 Building $36,000	$134,000 (-) Land $98,000 Building $36,000
2024	$2,712.00 (+4.71%)
2023		$134,000 Land $98,000 Building $36,000	$134,000 Land $98,000 Building $36,000
2022	$2,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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