139 Clay St, Fairview, NC 28730 Property Records

Buncombe County property record for 139 Clay St, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,943 sqft · built 2019
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (May 2026)
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3031874-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3031874-2020-20`
Alternative APNs	`3031874-2020-2020-0000-00` `9686-14-8908-00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,943 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3031874-2020-20
Street Address	139 CLAY ST
City	FAIRVIEW
State	NC
Zip	28730-0198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	LOT: 4 PLAT: 0217-0176
Legal Subdivision	MAJESTIC OAKS OF FAIRVIEW
Legal Block	3
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3021
Census Tract	3203

Owner

Source: Buncombe County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	139 CLAY ST, FAIRVIEW, NC 28730-0198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 29, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Dec 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Aug 26, 2021
Deed Document Number	2026
Deed Book / Page	6597 / 1921
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	139 CLAY ST, FAIRVIEW, NC 28730-0198
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061120850
Date	Aug 27, 2021
Book Page	6112/850

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 29, 2026
Property Address	139 CLAY ST, FAIRVIEW, NC 28730-0198
Document Number	6597001921
Book / Page	6597 / 1921
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 CLAY ST, FAIRVIEW, NC 28730-0198
Investor	Possibly a Property Investor

Mortgage

Document Number	6597001924,
Date	May 29, 2026
Book Page	6597/1924

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	139 CLAY ST, FAIRVIEW, NC 28730-0198
Document Number	0058430506
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	139 CLAY ST FAIRVIEW NC 287300198, FAIRVIEW, NC 28730-0198

Mortgage

Document Number	0058430506
Date	Dec 12, 2019
Book Page	005843/000506

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,861.00 (+4.26%)	$405,000 (-) Land $55,900 Building $349,100	$405,000 (-) Land $55,900 Building $349,100
2024	$2,744.00 (+5.38%)
2023	$2,604.00	$405,000	$405,000 (-) Land $55,900 Building $349,100
2021			$405,000 Land $55,900 Building $349,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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