130 Clay St, Fairview, NC 28730 Property Records

Buncombe County property record for 130 Clay St, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,735 sqft · built 2023
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on Record
Last Sale	$56,000 (Apr 2021)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`9686-15-5071-00000`

Property Details

APN / Parcel Number

Primary APN	`9686-15-5071-00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,735 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Architectural Style	Conventional
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	130 CLAY ST
City	FAIRVIEW
State	NC
Zip	28730-0198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:04/13/2021 DEED
Legal Description	DEED DATE:04/13/2021 DEED:6049-1377 LOT:2 PLAT:0217-0176
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3021
Census Tract	3203

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	130 CLAY ST, FAIRVIEW, NC 28730-0198
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Apr 13, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	0060491377
Deed Book / Page	6049 / 1377
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	130 CLAY ST, FAIRVIEW, NC 28730-0198
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 MARBLE WAY, ASHEVILLE, NC 28806-4841

Mortgage

Document Number	0062930163
Date	Jan 31, 2023
Book Page	6293/163

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 13, 2021
Property Address	130 CLAY ST, FAIRVIEW, NC 28730-0198
Document Number	0060491377
Book / Page	6049 / 1377
Map Reference	MB 212 PG 172
Instrument Date	Apr 13, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 580, FAIRVIEW, NC 28730-0580

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	530 HENDERSONVILLE RD, ASHEVILLE, NC 28803-2826

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00 (+538.1%)	$322,400 (+479.86%)
2023	$357.00	$55,600	$55,600 (-82.75%) Land $55,600
2021			$322,400 Land $55,600 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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