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124 Clay St, Fairview, NC 28730 Property Records

Buncombe County property record for 124 Clay St, Fairview, NC 28730

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,545 sqft · built 2018
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Tax Bill$2,442 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9686-14-4929-00000

Property Details

APN / Parcel Number

Primary APN9686-14-4929-00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,545 sqft Living Area
Gross Area1,405 sqft
1st Floor Area1,405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address124 CLAY ST
CityFAIRVIEW
StateNC
Zip28730-0198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:03/06/2020 DEED
Legal DescriptionDEED DATE:03/06/2020 DEED:5872-0060 LOT:1 PLAT:0217-0176
Legal SubdivisionMAJESTIC OAKS/FAIRVIEW
Legal Lot Number1
JurisdictionBUNCOMBE NC
Township / Civil DivisionFAIRVIEW
Census Block Group3
Census Block3021
Census Tract3203

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address124 CLAY ST, FAIRVIEW, NC 28730-0198
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 6, 2020Warranty Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 6, 2020
Transfer Doc0058720060
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address124 CLAY ST, FAIRVIEW, NC 28730-0198
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060741148
DateJun 2, 2021
Book Page6074/1148
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateMar 6, 2020
Property Address124 CLAY ST, FAIRVIEW, NC 28730-0198
Document Number0058720060
Book / Page005872 / 000060
Instrument DateMar 5, 2020
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$698.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address124 CLAY ST FAIRVIEW NC 287300198, FAIRVIEW, NC 28730-0198

Mortgage

Document Number58720063
DateMar 6, 2020
Book Page005872/000063
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 5, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,442.00 (+9.9%)$345,600 (-)
2023$2,222.00$345,600$345,600 (-) Land $55,600 Building $290,000
2021$345,600 Land $55,600 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims4 (1998–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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