Hamilton County property record for 13895 Silver Stream Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,411 sqft · built 1989 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $638,000 (Apr 2025) |
| Tax Bill | $6,070 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-102-052.000-018 |
| Primary APN | 29-09-23-102-052.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,411 sqft Living Area |
| 1st Floor Area | 1,291 sqft |
| 2nd Floor Area | 1,520 sqft |
| Basement Area | 946 sqft |
| Finished Basement | 600 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 125 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 584 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709230102052000 |
|---|---|
| Street Address | 13895 SILVER STREAM DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-8985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .31, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 7, LOT 271 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | SPRINGMILL CROSSING |
| Legal Block | 7 |
| Legal Lot Number | 271 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 110906 |
13895 Silver Stream Dr is owned and occupied by an individual who bought it in April 2025.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13895 SILVER STREAM DR, CARMEL, IN 46032-8985 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LANGDON MORTGAGE COMPANY INC |
| Sep 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage LANGDON MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on File |
| Deed Sale | Apr 15, 2025 · Amount on File |
| Prior Sale | Sep 26, 2019 |
| Deed Document Number | 2025014019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13895 SILVER STREAM DR, CARMEL, IN 46032-8985 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001122 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021001122 |
| Name | LANGDON MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 26, 2019 |
| Property Address | 13895 SILVER STREAM DR, CARMEL, IN 46032-8985 |
| Document Number | 2019046868 |
| Map Reference | MB 16 PG 68 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 2019046868 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13895 SILVER STREAM DR, CARMEL, IN 46032-8985 |
| Document Number | 2019046869 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 2019046869 |
| Name | LANGDON MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $549,900 (+2.94%) Land $117,400 Building $432,500 | $549,900 (+2.94%) Land $117,400 Building $432,500 | |
| 2024 | $6,070.00 (+6.4%) | $534,200 (+2.79%) Land $117,400 Building $416,800 | $534,200 (+2.79%) Land $117,400 Building $416,800 |
| 2023 | $5,705.00 (+22.14%) Homeowner's exemption | $519,700 (+26.69%) Land $88,900 Building $430,800 | $519,700 (+26.69%) Land $88,900 Building $430,800 |
| 2022 | $4,671.00 Homeowner's exemption | $410,200 Land $88,900 Building $321,300 | $410,200 Land $88,900 Building $321,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13895 Silver Stream Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13895 Silver Stream Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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