Hamilton County property record for 13852 Silver Stream Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,770 sqft · built 1989 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $736,000 (Apr 2025) |
| Tax Bill | $7,473 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-306-014.000-018 |
| Primary APN | 29-09-23-306-014.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,770 sqft Living Area |
| 1st Floor Area | 2,389 sqft |
| 2nd Floor Area | 1,101 sqft |
| Basement Area | 1,671 sqft |
| Finished Basement | 1,280 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709230306014000 |
|---|---|
| Street Address | 13852 SILVER STREAM DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-8981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .39, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 6, LOT 269 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | SPRINGMILL CROSSING |
| Legal Block | 6 |
| Legal Lot Number | 269 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 110906 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13852 SILVER STREAM DR, CARMEL, IN 46032-8981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 24, 2020 | Deed of Trust, Mortgage MISCELLANEOUS INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on Record |
| Deed Sale | Apr 22, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2016 |
| Deed Document Number | 2025015044 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13852 SILVER STREAM DR, CARMEL, IN 46032-8981 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000089874 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021089874 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13852 SILVER STREAM DR, CARMEL, IN 46032-8981 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000053531 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021053531 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13852 SILVER STREAM DR, CARMEL, IN 46032-8981 |
| Document Number | 0000005263 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13852 SILVER STREAM DR CARMEL IN 460328981, CARMEL, IN 46032-8981 |
| Document Number | 0000005263 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 5263 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | ATLANTA, GA 30338 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $679,900 (+3.64%) Land $125,500 Building $554,400 | $679,900 (+3.64%) Land $125,500 Building $554,400 | |
| 2024 | $7,473.00 (+3.33%) | $656,000 (+1.56%) Land $125,500 Building $530,500 | $656,000 (+1.56%) Land $125,500 Building $530,500 |
| 2023 | $7,232.00 (+25.32%) Homeowner's exemption | $645,900 (+27.65%) Land $95,100 Building $550,800 | $645,900 (+27.65%) Land $95,100 Building $550,800 |
| 2022 | $5,771.00 Homeowner's exemption | $506,000 Land $95,100 Building $410,900 | $506,000 Land $95,100 Building $410,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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