Hamilton County property record for 13838 Silver Stream Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,970 sqft · built 1990 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,300 (Mar 2009) |
| Tax Bill | $6,853 (2024) |
| Deeds & Mortgages | Oct 2017 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-306-013.000-018 |
| Primary APN | 29-09-23-306-013.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,970 sqft Living Area |
| Gross Area | 5,976 sqft |
| 1st Floor Area | 4,728 sqft |
| 2nd Floor Area | 1,504 sqft |
| Basement Area | 1,516 sqft |
| Finished Basement | 758 sqft |
| Unfinished Basement | 758 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 140 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 1,248 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 13838 SILVER STREAM DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-8981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .34, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 6, LOT 270 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | SPRINGMILL CROSSING SECTION 6 |
| Legal Block | 6 |
| Legal Lot Number | 270 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 110906 |
13838 Silver Stream Dr is owned and occupied by two individuals who bought it in March 2009.
Source: Hamilton County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13838 SILVER STREAM DR, CARMEL, IN 46032-8981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Feb 25, 2020 | Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2009 · Amount on File |
| Deed Sale | Mar 5, 2009 · Amount on File |
| Deed Document Number | 200911830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13838 SILVER STREAM DR, CARMEL, IN 46032-8981 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051513 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 2017051513 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13838 SILVER STREAM DR, CARMEL, IN 46032-8981 |
| Document Number | 0000013407 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 13838 SILVER STREAM DR CARMEL IN 460328981, CARMEL, IN 46032-8981 |
| Document Number | 0000013407 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 13407 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.29% |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $638,000 (+5.94%) Land $122,100 Building $515,900 | $638,000 (+5.94%) Land $122,100 Building $515,900 | |
| 2024 | $6,853.00 (+4.28%) | $602,200 (+1.83%) Land $122,100 Building $480,100 | $602,200 (+1.83%) Land $122,100 Building $480,100 |
| 2023 | $6,572.00 (+23.98%) Homeowner's exemption | $591,400 (+27.26%) Land $92,500 Building $498,900 | $591,400 (+27.26%) Land $92,500 Building $498,900 |
| 2022 | $5,301.00 Homeowner's exemption | $464,700 Land $92,500 Building $372,200 | $464,700 Land $92,500 Building $372,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13838 Silver Stream Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13838 Silver Stream Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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