1389 W Lower Springboro Rd, Springboro, OH 45066 Property Records

Warren County property record for 1389 W Lower Springboro Rd, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,330 sqft · built 1800
Lot Size	1.91 acres (83,505 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Nov 2021)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-07-460-039-0`

Property Details

APN / Parcel Number

Primary APN	`04-07-460-039-0`
Alternative APNs	`0407460039` `407460039` `539599`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,330 sqft Living Area
1st Floor Area	695 sqft
2nd Floor Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1825
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Stone
Lot Area	83,505 sqft (1.91 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	415 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	539599
Old Parcel Number	0407460039
Street Address	1389 W LOWER SPRINGBORO RD
City	SPRINGBORO
State	OH
Zip	45066-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-2-7 1.9167 AC.
Legal Range	05
Legal Township	02
Legal Section	07
Legal Subdivision	MRS
Legal Block	460
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2024
Census Tract	30504

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1389 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-8742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Dec 11, 2006 · Amount on Record
Deed Document Number	0004354496
Deed Book / Page	4354 / 496
Record Updated	Jun 8, 2026

November 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Nov 17, 2021
Property Address	1389 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-8742
Document Number	2021051970
Instrument Date	Oct 20, 2021
Instrument	2021-051970
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1389 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-8742

Mortgage

Document Number	2021051971
Date	Nov 17, 2021
Instrument	2021-051971

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,012.00 (+20.96%)	$77,158 (+32.22%) Land $31,080 Building $46,078	$220,450 (+32.22%) Land $88,800 Building $131,650
2023	$2,490.00 (+1.51%) Homeowner's exemption	$58,356 (-) Land $17,651 Building $40,705
2022	$2,453.00 Homeowner's exemption	$58,356 Land $17,651 Building $40,705	$166,730 (-) Land $50,430 Building $116,300
2021			$166,730 Land $50,430 Building $116,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1983–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20