Warren County property record for 1234 W Lower Springboro Rd, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,602 sqft · built 2004 |
| Lot Size | 0.95 acres (41,373 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $839,900 (Jun 2026) |
| Tax Bill | $7,374 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-07-476-016-1 |
| Primary APN | 04-07-476-016-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,602 sqft Living Area |
| 1st Floor Area | 972 sqft |
| 2nd Floor Area | 1,060 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Lot Area | 41,373 sqft (0.95 acres) |
| Garage Type | Attached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 99 sqft |
| Deck Area | 349 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 550552 |
|---|---|
| Street Address | 1234 W LOWER SPRINGBORO RD |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOWER SPRINGBORO |
| Legal Range | 5 |
| Legal Township | 2 |
| Legal Section | 7 |
| Legal Subdivision | LOWER SPRINGBORO |
| Legal Block | 52 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30504 |
Source: Warren County assessment roll, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 1234 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-8562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer · VA Mortgage HOME SERVICES TITLE |
| Oct 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2022 · Amount on Record |
| Deed Document Number | 202618069 |
| Prior Transfer Date | Nov 19, 2025 |
| Prior Transfer Doc | 0000000167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 30, 2026 |
| Property Address | 1234 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-8562 |
| Document Number | 0000018069 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202618069 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | HOME SERVICES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254,489.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1234 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-8562 |
| Document Number | 0000018070, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202618070 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 1234 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-8562 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | HOME SERVICES TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000033238 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022-033238 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 1234 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-8562 |
| Document Number | 0000006656 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1234 W LOWER SPRINGBORO RD SPRINGBORO OH 450668562, SPRINGBORO, OH 45066-8562 |
| Document Number | 0000006656 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 6656 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409-0467 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 26, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,374.00 (-0.26%) | $189,320 (+19.1%) Land $23,850 Building $165,470 | $540,920 (+19.11%) Land $68,150 Building $472,770 |
| 2024 | $7,393.00 (+9.22%) | ||
| 2023 | $6,769.00 (+1.5%) Homeowner's exemption | $158,953 (-) Land $12,758 Building $146,195 | |
| 2022 | $6,669.00 Homeowner's exemption | $158,953 Land $12,758 Building $146,195 | $454,150 (-) Land $36,450 Building $417,700 |
| 2021 | $454,150 Land $36,450 Building $417,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1983–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures