1184 W Lower Springboro Rd, Springboro, OH 45066 Property Records

Warren County property record for 1184 W Lower Springboro Rd, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,082 sqft · built 1952
Lot Size1.64 acres (71,526 sqft)
Owner2 Individual Names on Record
Last Sale$165,500 (Aug 2009)
Tax Bill$4,229 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-07-476-007-0

Property Details

APN / Parcel Number

Primary APN04-07-476-007-0
Alternative APNs
  • 0407476007
  • 407476007
  • 0613867
  • 613867

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,082 sqft Living Area
Gross Area2,602 sqft
1st Floor Area288 sqft
Basement Area450 sqft
Finished Basement450 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Lot Area71,526 sqft (1.64 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area144 sqft
Deck Area443 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number613867
Street Address1184 W LOWER SPRINGBORO RD
CitySPRINGBORO
StateOH
Zip45066-9737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOWER SPRINGBORO
Legal SubdivisionLOWER SPRINGBORO
Legal Block67
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group2
Census Block2028
Census Tract30504

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1184 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-9737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2009 · Amount on Record
Deed SaleAug 11, 2009 · Amount on Record
Prior SaleAug 29, 1996 · Amount on Record
Deed Document Number2009748688
Deed Book / Page4935 / 291
Prior Transfer DateMar 17, 2005
Prior Transfer Doc0038140811
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address1184 W LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-9737
Transaction TypeMortgage
Record UpdatedJan 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056543
DateDec 17, 2021
Instrument2021-056543
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2042

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,229.00 (+5.2%)$98,390 (+26.48%) Land $29,000 Building $69,390$281,110 (+26.48%) Land $82,860 Building $198,250
2024$4,020.00 (+15.22%)
2023$3,489.00 (+1.84%) Homeowner's exemption$77,791 (-) Land $16,230 Building $61,561
2022$3,426.00 Homeowner's exemption$77,791 Land $16,230 Building $61,562$222,260 (-) Land $46,370 Building $175,890
2021$222,260 Land $46,370 Building $175,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (1983–2013)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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